Boston Real Estate Funding

Hard Money Loans in Boston, MA

Scoop up that commercial or residential property quickly, no long waiting games or excessive paperwork  

Get Pre-Approved  
No Impact on Credit!
Sara Johnson
Written by:
Sara Johnson
Senior Writer
Edited by:
Matt Labowski
Lead Editor
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Competition Can Be Fierce

Waiting Could Cost You, Everything

For real estate investors in Boston, MA, StartCap provides hard money loans designed to meet your needs. Whether you're working on residential or commercial properties, our fast approval and flexible terms allow you to seize opportunities quickly.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Fast Approval Decisions

Get approved quickly, with minimal delays so you can seize opportunities without missing a beat.

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Asset-Based Lending

Leverage your property as collateral to secure the funding you need, even without perfect credit.

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Flexible Repayment Options

Choose a repayment plan that works best for your project, with terms that fit your needs.

We're The Jack-of-All in Massachusetts

More Than Boston Hard Money Loans

Entrepreneurs in Suffolk County can access StartCap’s unsecured loans and credit lines for their business needs. Whether you are looking to expand or manage day-to-day operations, we provide the financing you need to succeed.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Boston or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Suffolk County

Find Hard Money Loans Near
Boston, MA

Businesses in Boston and surrounding cities can count on StartCap for fast, flexible hard money loans. From expanding operations to purchasing new equipment, we provide the capital your business needs to grow. From Cambridge to Arlington and beyond, we're your real estate partner.

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Hard Money FAQ's

  Are there any local hard money lenders in Boston?

Securing hard money loans in MA requires strategic research across Suffolk County and greater Boston metropolitan regions. Local private lenders specializing in residential and commercial real estate investments provide alternative financing solutions for property acquisitions, renovations, and development projects. Massachusetts real estate investors often seek specialized funding sources beyond traditional lending channels.

Private money providers in the Boston area include specialized investment firms, real estate investment groups, and individual private lenders focused on short-term financing. Potential borrowers should explore local network connections, attend real estate investment meetups, and investigate online platforms connecting investors with funding opportunities. StartCap represents one potential resource for connecting with appropriate hard money loan providers in Massachusetts.

Interest rates for hard money loans in Boston typically range from 7.5% to 15%, but they can vary widely depending on several factors. These factors include the type of property being financed, the borrower's credit history, the size and duration of the loan, and the specific lender’s terms. Hard money loans are often used for short-term, asset-based financing, which is why the rates tend to be higher than traditional bank loans. Additionally, borrowers should be aware that fees, points, and other costs may be added to the overall loan, making the total cost of borrowing higher. Always compare terms from multiple lenders to ensure the best deal for your specific needs.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Boston's real estate market brims with opportunity for hard money loans across residential and commercial sectors. From Beacon Hill townhouses to Fenway industrial properties, investors leverage these flexible financing tools to secure quick funding for diverse property types.

Multifamily dwellings, warehouse spaces in Suffolk County, fix-and-flip residential projects, and commercial real estate developments around Greater Boston qualify for hard money lending. Renovators targeting properties in Cambridge, Somerville, and Boston's metropolitan areas frequently utilize these specialized financing solutions.

Elevate Yourself

Get Pre-Approved