You Have The Skills, Now Get The Tools
From tractors to tech gear, our equipment loans in Cambridge, MA, make business upgrades affordable and stress-free. Our expert team ensures your operations stay on track as you aim for the stars.
Huge Loan Amounts
Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.
Flexible Repayment Terms
Select repayment plans that fit your business's budget, with terms designed for long-term success.
Fast Application Process
Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.
Not Just Cambridge Equipment Loans
With StartCap’s loan options, your business can access the financial support it needs to grow. From lines of credit to secured loans, we have a solution for every stage of your business’s journey.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Cambridge or nationwide.
Here's a truck load of stuff to get kicked off
Find Business Equipment Loans
Near Cambridge, MA
If you're looking for equipment loans in Cambridge you're in the right place! Our services extend to nearby cities, offering businesses the financing they need to reach new heights. From Somerville to Malden and beyond, we've got you covered.
Equipment Loan FAQ's
Cambridge, MA pulses with innovation along the Charles River, where technology and academic brilliance intersect. Local business owners seeking equipment financing often explore multiple funding strategies to support their growth objectives in this dynamic Massachusetts innovation hub.
Here are a few local suggestions:- Cambridge Savings Bank at Cambridge Street & Third Street
- East Cambridge Cooperative Bank at Kendall Square
- Enterprise Bank at Main Street & Galileo Way
- Workers Credit Union at Harvard Square
- Middlesex Savings Bank at Central Square
- East Boston Savings Bank at MIT Campus Area
StartCap provides specialized equipment loan solutions for founders requiring strategic financial support. Small business owners in MA can leverage multiple financing approaches, researching local institutions and alternative lending platforms to match their specific equipment procurement needs.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for equipment loans in Cambridge, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Cambridge, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Businesses in Cambridge, MA have numerous equipment financing options spanning diverse industry sectors. Local founders can secure loans for restaurant kitchen appliances, construction machinery, agricultural tools, manufacturing equipment, medical devices, and technology infrastructure through various lending platforms in the Greater Boston region.
Equipment loans in Massachusetts typically cover specialized machinery for startups near Harvard Square and MIT. From commercial ovens in Central Square restaurants to heavy construction equipment along Route 2, financing solutions help new business owners acquire critical assets without substantial upfront capital investments.