Baltimore Equipment Financing

Business Equipment Loans in Baltimore, MD

Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit  

Get Pre-Approved  
No Impact on Credit!
Matt Cutsall
Written by:
Matt Cutsall
Credit Specialist
Edited by:
Matt Labowski
Lead Editor
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Build an Empire, Fleet, or Army of Robots

You Have The Skills, Now Get The Tools

In Baltimore, MD, our equipment loans are designed to make your business dreams a reality. Whether you’re upgrading equipment or expanding operations, we’ll help you achieve success without the financial burden.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Huge Loan Amounts

Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

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Flexible Repayment Terms

Select repayment plans that fit your business's budget, with terms designed for long-term success.

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Fast Application Process

Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.

We Have a Plethora of Options in Maryland

Not Just Baltimore Equipment Loans

At StartCap, we offer tailored loan options designed to meet your business needs. From secured loans to lines of credit, our flexible financing options give you the resources to achieve your goals.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Baltimore or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Baltimore (city) County

Find Business Equipment Loans
Near Baltimore, MD

In Baltimore and nearby cities, we offer affordable equipment loans that help businesses succeed. Our financing options make it easier to acquire the tools you need to take your business to the next level. From Lansdowne to Overlea and beyond, we've got you covered.

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Equipment Loan FAQ's

  Are there any local lenders in Baltimore that offer equipment loans?

Baltimore's industrial legacy and economic dynamism create a fertile ground for business equipment financing. Local founders seeking machinery investments find multiple options within Maryland's largest metropolitan region, especially for industrial, manufacturing, and service-sector equipment acquisitions.

Here are a few local suggestions:
  • M&T Bank at Pratt Street & Light Street
  • Bank of America at Fells Point
  • Sandy Spring Bank at Charles Street & Northern Parkway
  • PNC Bank at Inner Harbor
  • Municipal Credit Union at Baltimore Street
  • Tower Federal Credit Union near Baltimore-Washington International Airport

StartCap offers flexible equipment loan solutions for Maryland business owners, understanding the critical role specialized financing plays in regional economic growth. Regional lenders recognize the importance of supporting local start-ups with targeted equipment financing strategies tailored to specific industry requirements.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for equipment loans in Baltimore, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Baltimore, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Baltimore business owners have diverse equipment financing options spanning multiple industries. Construction firms, restaurant establishments, and agricultural operations in Maryland can secure loans for specialized machinery like excavators, commercial ovens, tractors, and precision farming equipment through local and national lenders.

Equipment financing in MD covers critical assets beyond traditional machinery, including technology infrastructure, medical diagnostic tools, industrial manufacturing systems, and transportation vehicles. Local founders near Inner Harbor can explore tailored solutions matching their specific business requirements and operational growth strategies.

Elevate Yourself

Get Pre-Approved