Business Equipment Loans in Hays, KS
Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit
You Have The Skills, Now Get The Tools
Our equipment loans in Hays, KS, are the liftoff your business needs to thrive. From coffee machines to construction cranes, we’ll ensure you have the resources to grow without turbulence.
Huge Loan Amounts
Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.
Flexible Repayment Terms
Select repayment plans that fit your business's budget, with terms designed for long-term success.
Fast Application Process
Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.
Not Just Hays Equipment Loans
Looking for a loan that fits your business needs? StartCap offers a variety of options, including secured loans, lines of credit, and more, to help your business get the boost it needs to succeed.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Hays or nationwide.
Here's a truck load of stuff to get kicked off
Find Business Equipment Loans
Near Hays, KS
No matter where you’re located, we offer equipment loans in Hays and nearby cities. Our financing options are tailored to help your business get the tools it needs for success. From Great Bend to Holdrege and beyond, we've got you covered.
Equipment Loan FAQ's
In the heart of Ellis County, KS, local business owners seeking equipment financing face a nuanced journey through lending options. The agricultural-rich region surrounding Hays demands specialized financial solutions for industries ranging from farming to small manufacturing enterprises.
Equipment loans provide critical capital for growth-minded businesses looking to upgrade machinery or expand operational capabilities. Researching local financial institutions can unveil multiple funding strategies tailored to regional economic needs.
Here are a few local suggestions:- First Kansas Bank at Main Street & 27th Street
- Ellis County Credit Union at Fort Street & Broadway Avenue
- Hays State Bank at Vine Street & 33rd Street
- Central Plains Bank at Old Highway 40 & Vine Street
- Sunflower Bank at Highway 183 & Main Street
- Farmers State Bank at Highway 14 & Main Street
Interest rates for equipment loans in Hays, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Hays, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Equipment financing in Hays, KS covers a wide range of business machinery and tools. Local founders can secure loans for agricultural equipment like tractors and harvesters, construction machinery including excavators and bulldozers, and restaurant appliances such as commercial ovens and refrigeration units.
From heavy industrial machinery to specialized restaurant kitchen gear, businesses near Ellis County have numerous financing options. StartCap offers competitive rates for entrepreneurs seeking equipment across various sectors, helping new business owners acquire essential tools to grow their operational capabilities in Kansas.
