Kettering Equipment Financing

Business Equipment Loans in Kettering, OH

Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit  

Get Pre-Approved  
No Impact on Credit!
Matt Cutsall
Written by:
Matt Cutsall
Credit Specialist
Edited by:
Matt Labowski
Lead Editor
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Build an Empire, Fleet, or Army of Robots

You Have The Skills, Now Get The Tools

Our equipment loans in Kettering, OH, provide the support your business needs to thrive. Whether you’re expanding production or opening a new location, we’re here to help you achieve liftoff without turbulence.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Huge Loan Amounts

Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

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Flexible Repayment Terms

Select repayment plans that fit your business's budget, with terms designed for long-term success.

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Fast Application Process

Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.

We Have a Plethora of Options in Ohio

Not Just Kettering Equipment Loans

At StartCap, we offer a wide range of loan types, from secured loans to lines of credit, designed to help your business grow. No matter what your financial needs may be, we have a solution.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Kettering or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Montgomery County

Find Business Equipment Loans
Near Kettering, OH

Looking for equipment loans in Kettering or nearby cities? We offer flexible financing options to help businesses like yours get the tools they need to grow and succeed. From Oakwood to Trotwood and beyond, we've got you covered.

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Equipment Loan FAQ's

  Are there any local lenders in Kettering that offer equipment loans?

Kettering, a thriving suburb southwest of Dayton, offers numerous opportunities for business equipment financing. Local founders seeking machinery or technology investments might explore multiple lending solutions tailored to Montgomery County's economic landscape. Small business owners have several strategic options for securing essential capital.

Here are a few local suggestions:
  • First Financial Bank at Far Hills Ave & Dorothy Lane
  • Wright-Patt Credit Union at Miller Lane & Pentagon Boulevard
  • Kettering Community Bank at Stroop Road & Far Hills Avenue
  • Fifth Third Bank at Woodman Drive & Far Hills Avenue
  • Premier Bank at Wilmington Pike & Far Hills Avenue
  • Dayton Firefighters Credit Union at Patterson Boulevard & Main Street

StartCap provides comprehensive equipment loan solutions for regional businesses beyond traditional banking parameters. Regional financial institutions recognize the critical need for flexible financing that supports local start-ups and established enterprises. Equipment loans can help transform business infrastructure with strategic monetary support.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for equipment loans in Kettering, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Kettering, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Equipment financing in Kettering offers local business owners diverse opportunities to acquire essential machinery. From agricultural implements near Greene County fairgrounds to restaurant kitchen equipment for downtown establishments, loans cover various industry-specific needs.

Construction firms, manufacturing facilities, and technology startups frequently leverage equipment loans to purchase machinery like excavators, CNC machines, servers, and specialized production tools. Local lenders in OH recognize the critical role these investments play in business growth and operational efficiency.

Elevate Yourself

Get Pre-Approved