
You Have The Skills, Now Get The Tools
In Riverhead, NY, we offer equipment loans that help you conquer your business challenges. Whether it’s heavy machinery or specialized tools, you’ll have everything you need to take your business to new galaxies.

Huge Loan Amounts
Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

Flexible Repayment Terms
Select repayment plans that fit your business's budget, with terms designed for long-term success.

Fast Application Process
Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.
Not Just Riverhead Equipment Loans
StartCap offers a comprehensive suite of loan options designed to help businesses of all sizes. From secured loans to lines of credit, our financial solutions help you meet your goals and build for the future.

From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Riverhead or nationwide.
Here's a truck load of stuff to get kicked off
Find Business Equipment Loans
Near Riverhead, NY
Our equipment loans are available in Riverhead and surrounding cities. Let us help you get the tools you need to achieve success and take your business to the next level. From Calverton to Rocky Point and beyond, we've got you covered.

Equipment Loan FAQ's
Riverhead, NY sits at the eastern end of Long Island, an area rich with agricultural heritage and burgeoning small business opportunities. Business owners seeking equipment financing often research local lending resources to support their growth strategies in Suffolk County's economic landscape.
Here are a few local suggestions:- First National Bank of Long Island at Main Street & Roanoke Avenue
- Hudson Valley Federal Credit Union at County Road 58
- Bridgehampton National Bank at Rte 24 & County Road 39
- Suffolk County National Bank at Sound Avenue
- North Fork Bank at Railroad Avenue
StartCap provides comprehensive equipment loan solutions for local start-ups and established businesses seeking flexible financing options. Business founders in Riverhead can explore multiple lending channels to secure necessary equipment investments that align with their operational requirements and growth projections.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for equipment loans in Riverhead, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Riverhead, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Equipment financing in NY offers diverse opportunities for local businesses across Suffolk County. From agricultural machinery near Riverhead's farmlands to restaurant kitchen equipment and construction vehicles, entrepreneurs can access loans for critical operational needs. Local lenders understand regional economic dynamics and support various industry-specific equipment investments.
Business founders seeking equipment financing might consider industrial machinery, medical diagnostic tools, technology infrastructure, and transportation assets. StartCap provides flexible lending solutions for new business owners, though multiple regional financial institutions in Riverhead also offer competitive equipment loan programs tailored to specific industry requirements.