Annapolis Equipment Financing

Business Equipment Loans in Annapolis, MD

Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit  

Get Pre-Approved  
No Impact on Credit!
Matt Cutsall
Written by:
Matt Cutsall
Credit Specialist
Edited by:
Matt Labowski
Lead Editor
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Build an Empire, Fleet, or Army of Robots

You Have The Skills, Now Get The Tools

From greenhouses to graphic design studios, our equipment loans in Annapolis, MD, give businesses the tools to succeed. Trust our expert team to help you build a bright future.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Huge Loan Amounts

Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

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Flexible Repayment Terms

Select repayment plans that fit your business's budget, with terms designed for long-term success.

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Fast Application Process

Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.

We Have a Plethora of Options in Maryland

Not Just Annapolis Equipment Loans

From working capital loans to secured financing, StartCap offers a variety of lending options to suit your business's needs. Whatever your goals, we have the resources to support your growth and financial success.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Annapolis or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Anne Arundel County

Find Business Equipment Loans
Near Annapolis, MD

From Annapolis to nearby cities, we provide equipment loans to businesses in need. With our flexible financing, you can get the tools you need to move your business forward. From Parole to Pasadena and beyond, we've got you covered.

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Equipment Loan FAQ's

  Are there any local lenders in Annapolis that offer equipment loans?

Annapolis, Maryland's maritime heritage and tech-driven economy create a dynamic environment for business growth, especially when equipment financing becomes crucial for local start-ups. Founders seeking equipment loans often explore multiple funding channels to support their operational infrastructure and strategic expansion goals.

Here are a few local suggestions:
  • Sandy Spring Bank at West Street & Church Circle
  • BCT Bank at Forest Drive & Parole Place
  • Bay Bank at Forest Drive & Forest Lakes Boulevard
  • M&T Bank at Main Street & West Street
  • Chesapeake Bank at Riva Road & Forest Drive
  • First Shore Federal Credit Union at Forest Drive & Bay Ridge Avenue

Local business owners in MD frequently discover that specialized lenders like StartCap provide tailored equipment financing solutions beyond traditional banking parameters. Understanding the specific requirements of regional enterprises ensures more flexible and responsive lending approaches for emerging companies.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for equipment loans in Annapolis, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Annapolis, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Equipment loans in Annapolis, MD cover a wide range of machinery and tools for businesses across Anne Arundel County. Local founders can secure financing for restaurant kitchen equipment, agricultural machinery, construction vehicles, medical devices, manufacturing tools, technology infrastructure, and specialized commercial assets.

Small business owners near the Chesapeake Bay region have multiple financing options for essential operational equipment. Lending institutions evaluate each equipment loan request based on business credit, potential revenue generation, and the specific machinery's value and depreciation potential for Maryland-based enterprises.

Elevate Yourself

Get Pre-Approved