SBA Loans in Annapolis, MD
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
Get Pre-Approved
Great Rates, Less Requirements & Smaller Down Payments
StartCap specializes in SBA loans in Annapolis, MD, offering competitive options to help your small business thrive. With our guidance and financial expertise, you can focus on what matters—growing your business. Start today with StartCap.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Annapolis SBA Loans
StartCap delivers flexible and tailored financial solutions to businesses in Anne Arundel County. Our team works closely with you to understand your unique needs and provide funding options that help you grow and succeed.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Annapolis or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Annapolis, MD
For entrepreneurs in Annapolis and neighboring cities, financial support is available to turn your ideas into reality. Our customized solutions provide the tools you need to grow. From Parole to Pasadena and beyond, we're your credit line specialists.
SBA Loan FAQ's
Annapolis, MD harbors a distinctive business ecosystem where local founders seek strategic financial support through Small Business Administration (SBA) loans. The maritime capital's economic landscape offers intricate opportunities for new business owners exploring funding alternatives beyond traditional banking channels.
Here are a few local suggestions:- Capital One Bank at West Street & Main Street
- Sandy Spring Bank at Annapolis Mall Drive
- Navy Federal Credit Union at Forest Drive
- PNC Bank at Parole Place
- M&T Bank at Annapolis Towne Centre
- BB&T Bank at Jennifer Road
SBA loan programs like 7(a), 504, and microloans provide financing for equipment purchases, working capital, real estate acquisitions, and business expansion. Local founders in Maryland's state capital can leverage these flexible funding mechanisms to transform entrepreneurial visions into sustainable commercial realities.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Annapolis, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Annapolis, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Annapolis, MD, local business owners seeking SBA loans find opportunities across diverse sectors. Retail shops, restaurants, professional services, and home improvement businesses like plumbing and electrical contractors frequently qualify for funding through the Small Business Administration's support programs.
Downtown Annapolis enterprises near the historic Maryland State House often access loan options for expansion. Service-based companies, technology startups, maritime-related businesses, and hospitality ventures in Anne Arundel County can leverage SBA loan resources to fuel growth and operational development.
