Great Rates, Less Requirements & Smaller Down Payments
SBA loans in Severna Park, MD are a reliable way to fund your small business goals. StartCap offers competitive rates and streamlined support, helping you achieve success without unnecessary delays. Secure the funding you need to take off.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Severna Park SBA Loans
StartCap is proud to help businesses in Anne Arundel County succeed by offering flexible financing solutions designed to meet your unique needs. Our team is committed to providing the capital and support your business deserves.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Severna Park or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Severna Park, MD
For entrepreneurs in Severna Park and beyond, financial solutions are tailored to meet your needs. We offer the support necessary to help you grow and succeed in today’s competitive market. From Pasadena to Odenton and beyond, we're your credit line specialists.
SBA Loan FAQ's
Severna Park, MD, situated near the Chesapeake Bay, offers a dynamic business ecosystem for local founders seeking financial support through Small Business Administration (SBA) loans. Small businesses in Anne Arundel County's bustling suburban landscape often require strategic funding solutions for growth and expansion.
Here are a few local suggestions:- Bank of Glen Burnie at Ritchie Highway & Baltimore Annapolis Boulevard
- BB&T (Truist) at Benfield Boulevard & Evergreen Road
- Sandy Spring Bank at Dorsey Road & Governor Ritchie Highway
- PNC Bank at Severna Park Market Place
- M&T Bank at Ritchie Highway & Baltimore Annapolis Boulevard
- Anne Arundel Community Bank at Dorsey Road & Paul Revere Drive
While several local financial institutions provide SBA loan options, StartCap represents an alternative resource for Maryland business owners exploring funding opportunities. SBA loans can cover essential needs like equipment purchases, working capital, real estate acquisition, and refinancing existing business debt.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Severna Park, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Severna Park, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Anne Arundel County's Severna Park business district, small enterprises spanning retail, professional services, and local contracting operations may qualify for SBA loan programs. Qualifying businesses include restaurants, home improvement contractors, medical practices, and technology startups operating within Maryland's competitive economic environment.
SBA loan eligibility typically requires businesses in Severna Park to meet specific size standards, demonstrate financial sustainability, and operate in sectors like construction, professional consulting, healthcare services, and specialized trade industries. Local new business owners near Severna Park Mall should review detailed SBA requirements for potential funding opportunities.