
You Have The Skills, Now Get The Tools
In Baxter, MN, our equipment loans are tailored for businesses aiming for growth. Whether you’re investing in new tools or upgrading systems, we’ll help you reach the next level.

Huge Loan Amounts
Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

Flexible Repayment Terms
Select repayment plans that fit your business's budget, with terms designed for long-term success.

Fast Application Process
Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.
Not Just Baxter Equipment Loans
At StartCap, we understand that every business is unique. That's why we offer a variety of loan options, including secured loans and lines of credit, to ensure you have the financial tools necessary for growth.

From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Baxter or nationwide.
Here's a truck load of stuff to get kicked off
Find Business Equipment Loans
Near Baxter, MN
We offer equipment loans in Baxter and neighboring cities to help businesses secure the tools they need. Whether you’re expanding, upgrading, or just starting out, we’re here to support your growth. From Brainerd to Grand Rapids and beyond, we've got you covered.

Equipment Loan FAQ's
Situated along the scenic Root River in MN, Baxter presents unique opportunities for local business owners seeking equipment financing. Founders in this area understand the critical role specialized machinery plays in driving growth and operational efficiency across various industries.
Equipment loans serve as essential financial resources for expanding businesses in Crow Wing County. Local financing options can provide targeted solutions for acquiring necessary machinery, helping new business owners transform their strategic visions into tangible operational realities.
Here are a few local suggestions:- Baxter State Bank at Main Street & Oak Avenue
- Crow Wing Credit Union at Excelsior Road & Pine Street
- First National Bank of Brainerd at Washington Street & Oak Avenue
- Northern State Bank at Commerce Drive & Cypress Lane
- Central Minnesota Credit Union at Cypress Road & Commerce Drive
- Brainerd Lakes Region Bank at Excelsior Road & Main Street
Interest rates for equipment loans in Baxter, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Baxter, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Equipment financing in Crow Wing County offers local businesses diverse opportunities to acquire essential machinery. From agricultural implements near the Mississippi River to restaurant kitchen tools in downtown Baxter, MN, loans support various industry-specific needs across manufacturing, construction, and service sectors.
Small business owners in Minnesota might secure funding for heavy machinery, commercial vehicles, medical diagnostic equipment, restaurant refrigeration systems, and agricultural tractors. Starting with local lenders like StartCap provides tailored solutions for equipment acquisitions that help expand operational capabilities and drive business growth.