Business Equipment Loans in New York, NY
Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit
You Have The Skills, Now Get The Tools
From greenhouses to graphic design studios, our equipment loans in New York, NY, give businesses the tools to succeed. Trust our expert team to help you build a bright future.
Huge Loan Amounts
Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.
Flexible Repayment Terms
Select repayment plans that fit your business's budget, with terms designed for long-term success.
Fast Application Process
Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.
Not Just New York Equipment Loans
StartCap offers a range of loan types, including secured loans and lines of credit, to support businesses at every stage. Let’s work together to find the best loan that fits your company’s unique needs.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in New York or nationwide.
Here's a truck load of stuff to get kicked off
Find Business Equipment Loans
Near New York, NY
We offer equipment loans to businesses in New York and beyond. From small startups to large enterprises, our financing options can help you secure the tools needed to succeed. From Manhattan to Ridgefield and beyond, we've got you covered.
Equipment Loan FAQ's
Securing equipment financing in NY requires strategic planning, especially for local businesses along the Manhattan skyline. Business owners in the Financial District often seek tailored lending solutions that match their specific industry requirements. The right equipment loan can transform operational capabilities for emerging companies.
Here are a few local suggestions:- Chase Bank at Wall Street & Broad Street
- TD Bank at Hudson Street & Chambers Street
- Signature Bank at Park Avenue & 59th Street
- Capital One Bank at Madison Avenue & 23rd Street
- First Republic Bank at Broadway & Pine Street
- Wells Fargo at Water Street & Broad Street
StartCap understands the nuanced equipment financing landscape for New York businesses. Local founders frequently require flexible funding approaches that align with their growth strategies. Comprehensive loan options can provide critical support for new business owners seeking essential machinery and technology investments.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for equipment loans in New York, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in New York, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Equipment financing in NY covers a spectrum of business needs across diverse industries. Local founders in Manhattan and Brooklyn can secure loans for restaurant kitchen appliances, agricultural machinery, construction tools, medical equipment, technology infrastructure, and transportation vehicles critical to operational success.
New York small business owners frequently utilize equipment financing for specialized machinery ranging from food service fridges in Queens to harvesting equipment upstate. Startups and established companies alike benefit from flexible lending options that preserve working capital while acquiring necessary operational assets.
