Troy Equipment Financing

Business Equipment Loans in Troy, MO

Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit  

Get Pre-Approved  
No Impact on Credit!
Matt Cutsall
Written by:
Matt Cutsall
Credit Specialist
Edited by:
Matt Labowski
Lead Editor
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Build an Empire, Fleet, or Army of Robots

You Have The Skills, Now Get The Tools

In Troy, MO, we offer equipment loans tailored to businesses of all types. From restaurants to repair shops, our solutions ensure you have the tools to transform your goals into tangible success.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Huge Loan Amounts

Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

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Flexible Repayment Terms

Select repayment plans that fit your business's budget, with terms designed for long-term success.

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Fast Application Process

Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.

We Have a Plethora of Options in Missouri

Not Just Troy Equipment Loans

At StartCap, we believe in offering a variety of loan options so your business can thrive. From lines of credit to secured loans, we provide tailored solutions to help you navigate any financial challenge.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Troy or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Lincoln County

Find Business Equipment Loans
Near Troy, MO

Whether you're in Troy or one of the nearby cities, we’re here to support your business. Our equipment loans help you get the tools you need to grow and succeed. From Wentzville to Saint Charles and beyond, we've got you covered.

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Equipment Loan FAQ's

  Are there any local lenders in Troy that offer equipment loans?

Troy, MO sits within Lincoln County's rolling landscapes, where agricultural roots and small business growth intertwine. Local founders seeking equipment financing have multiple strategic options to support their operational expansion and machinery investments.

Here are a few local suggestions:
  • MidCountry Bank at Main Street & Monroe Avenue
  • Lincoln Credit Union at Highway 61 & Market Street
  • Troy Community Bank at First Street & Church Road
  • First State Bank at Market Street & Highway 47
  • Pike County Savings & Loan at Grand Avenue & Second Street

StartCap offers comprehensive equipment loan solutions for Missouri businesses, understanding the specific financial requirements of regional new business owners. Local financial institutions provide tailored lending approaches that consider individual company needs and regional economic dynamics.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for equipment loans in Troy, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Troy, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Equipment financing in Troy, Missouri offers diverse opportunities for business owners seeking critical machinery investments. Local enterprises can secure loans for restaurant kitchen appliances, agricultural tractors, construction excavators, medical diagnostic tools, and manufacturing production equipment across Lincoln County.

From small bakeries near Main Street to large farming operations in rural MO, equipment loans provide strategic capital solutions. Businesses might qualify for financing on trucks, specialized machinery, computer systems, welding equipment, and technological infrastructure essential for operational growth and competitive advantage.

Elevate Yourself

Get Pre-Approved