SBA Loans in Minot, ND
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
StartCap’s SBA loans in Minot, ND make funding easy for small businesses. Our competitive rates and tailored support simplify your journey to success. Achieve your goals with a trusted partner by your side.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Minot SBA Loans
Businesses in Ward County can count on StartCap for flexible financial solutions. We offer a range of options designed to meet your unique needs and help you grow, scale, and succeed in today’s business environment.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Minot or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Minot, ND
Located in Minot or a nearby city? There are financial resources available to help entrepreneurs succeed. Customized solutions are designed to support growth at every stage of the journey. From Mandan to East Grand Forks and beyond, we're your credit line specialists.
SBA Loan FAQ's
Minot, ND stands as a gateway for business growth, where local lenders understand the intricate financial needs of new business owners seeking SBA loan support. The region's economic landscape offers multiple opportunities for founders looking to establish or expand their enterprises in North Dakota.
Here are a few local suggestions:- Gate City Bank at Broadway & Central Avenue
- First International Bank & Trust at South Broadway & East Central Avenue
- Bank of North Dakota at Main Street & 3rd Avenue
- Cornerstone Bank at South Main Street & East Central Avenue
- Choice Financial at East Central Avenue & North Broadway
For local start-ups considering SBA loan options, StartCap provides comprehensive guidance tailored to regional business requirements. Local financial institutions recognize the critical role small businesses play in sustaining North Dakota's economic momentum, offering specialized lending solutions designed for emerging companies.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Minot, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Minot, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small businesses in Ward County, North Dakota seeking SBA loan support find multiple opportunities through local financial institutions. Qualifying sectors include agriculture, manufacturing, retail, and service-based enterprises near the Mouse River region.
Minot-based founders can explore loans through local banks like First Western Bank, Bank of the West, and Starion Financial. The U.S. Small Business Administration provides guarantee programs supporting new business owners across North Dakota's dynamic economic environment.
