SBA Loans in Fargo, ND
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
SBA loans in Fargo, ND from StartCap provide flexible solutions for small businesses. Our competitive rates and simple process ensure you have the resources to grow. Let us support your business every step of the way.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Fargo SBA Loans
For businesses in Cass County, StartCap provides the financial resources you need to succeed. Our solutions are tailored to meet your specific business needs, helping you navigate challenges and seize new opportunities.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Fargo or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Fargo, ND
In Fargo and neighboring areas, entrepreneurs are equipped with the financial resources they need to succeed. Our solutions are designed to foster growth and help achieve long-term goals. From Moorhead to Thief River Falls and beyond, we're your credit line specialists.
SBA Loan FAQ's
Fargo, ND sits along the Red River, offering unique business financing opportunities for local founders seeking Small Business Administration (SBA) loan support. Small business owners in North Dakota recognize the strategic advantages of accessing specialized lending resources tailored to regional economic development.
Here are a few local suggestions:- Bell Bank at Main Avenue & Broadway
- Cornerstone Bank at University Drive & 45th Street
- First International Bank & Trust at 32nd Avenue South
- Gate City Bank at 13th Avenue North
- Community Credit Union near Downtown Fargo
- North Dakota State Bank at Center Street
SBA loans in North Dakota cover diverse business needs, including working capital, equipment purchases, real estate acquisitions, and expansion projects. Local lenders understand regional economic dynamics, offering competitive rates and flexible terms for start-ups and established businesses across Cass County.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Fargo, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Fargo, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small businesses in Fargo, North Dakota, spanning retail, manufacturing, and service sectors qualify for SBA loans through the Cass County Economic Development Corporation. Qualifying businesses must meet specific criteria including local ownership, employee count, and annual revenue thresholds established by federal guidelines.
Agricultural equipment suppliers, technology startups, restaurant establishments, professional services, and construction companies operating within ND's commercial corridors frequently access SBA loan programs. Local enterprises demonstrating financial stability and clear business growth strategies receive preferential consideration for funding opportunities.
