Business Equipment Loans in Fargo, ND
Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit
You Have The Skills, Now Get The Tools
From mom-and-pop shops to manufacturing giants, our equipment loans in Fargo, ND, are built to support your vision. Let us help you secure the tools you need for stellar success.
Huge Loan Amounts
Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.
Flexible Repayment Terms
Select repayment plans that fit your business's budget, with terms designed for long-term success.
Fast Application Process
Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.
Not Just Fargo Equipment Loans
StartCap provides a variety of loan options, including secured loans and lines of credit, to meet the diverse needs of businesses. Whether you need funding to expand or improve operations, we can help.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Fargo or nationwide.
Here's a truck load of stuff to get kicked off
Find Business Equipment Loans
Near Fargo, ND
Our equipment loans are available in Fargo and surrounding cities. Let us help you get the tools you need to achieve success and take your business to the next level. From Moorhead to Thief River Falls and beyond, we've got you covered.
Equipment Loan FAQ's
Situated along the Red River, Fargo's business ecosystem thrives with diverse opportunities for equipment financing. Local founders seeking machinery investments face multiple lending pathways in ND, with several financial institutions ready to support equipment acquisition strategies.
Here are a few local suggestions:- First International Bank & Trust at Broadway & Main Avenue
- Bell Bank at 45th Street & University Drive
- Choice Bank at 13th Avenue & University Drive
- Gate City Bank at Main Avenue & 25th Street
StartCap understands regional business needs, offering flexible equipment loan solutions tailored for North Dakota enterprises. While exploring local lending options, new business owners should compare interest rates, loan terms, and application requirements to secure optimal financing for their specific equipment investments.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for equipment loans in Fargo, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Fargo, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Equipment financing in ND offers local businesses multiple opportunities to acquire essential machinery and tools. From agricultural machinery near Red River Valley to construction equipment in Cass County, entrepreneurs can secure loans for tractors, commercial kitchen appliances, manufacturing machinery, and specialized industry-specific tools.
Commercial lenders in Fargo understand regional business requirements, providing flexible financing options for restaurant equipment, farming implements, heavy construction machinery, and technology infrastructure. Local founders can explore various loan structures tailored to their specific operational needs across North Dakota's diverse economic sectors.
