
You Have The Skills, Now Get The Tools
Our equipment loans in Moorhead, MN, are designed to help you tackle any challenge your business faces. From delivery trucks to design software, we’ll give you the resources to succeed and shoot for the stars.

Huge Loan Amounts
Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

Flexible Repayment Terms
Select repayment plans that fit your business's budget, with terms designed for long-term success.

Fast Application Process
Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.
Not Just Moorhead Equipment Loans
No matter your business’s size or stage, StartCap has a loan for you. From lines of credit to secured loans, we provide the financial resources you need to take your business to the next level.

From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Moorhead or nationwide.
Here's a truck load of stuff to get kicked off
Find Business Equipment Loans
Near Moorhead, MN
Our equipment loans in Moorhead are available for businesses across nearby cities. With our fast approval process and flexible terms, you can get the equipment you need to grow. From Fargo to Thief River Falls and beyond, we've got you covered.

Equipment Loan FAQ's
Moorhead, MN, situated along the Red River Valley, offers dynamic business opportunities for founders seeking equipment financing. Local business owners exploring loan options will find several strategic approaches for acquiring necessary machinery and technology investments.
Here are a few local suggestions:- Bell State Bank at Main Avenue & Center Street
- United Community Bank at Center Street & 4th Street
- Gate City Bank at Main Avenue & 8th Street
- First National Bank at Center Street & 2nd Avenue
- Mid Minnesota Federal Credit Union at Main Avenue & 7th Street
- American Bank at Center Street & 5th Avenue
StartCap provides specialized equipment lending solutions that complement local financial institutions. Business founders in Clay County might discover multiple funding channels by researching regional banks, credit unions, and alternative financing platforms tailored to specific equipment procurement needs.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for equipment loans in Moorhead, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Moorhead, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Equipment financing in Moorhead, MN covers a wide range of business needs, from heavy machinery to specialized tools. Local small business owners near Clay County can secure loans for restaurant kitchen equipment, agricultural implements, construction vehicles, and manufacturing machinery through various local and regional lending institutions.
Whether you're launching a startup near the Red River or expanding an existing operation, equipment loans provide critical capital for purchasing essential assets. Local financial partners understand regional business requirements, offering tailored solutions for new business owners seeking agricultural tractors, commercial ovens, excavation equipment, or precision technology investments.