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Great Rates, Less Requirements & Smaller Down Payments
With SBA loans in Fenton, MI, StartCap fuels small business success. Our easy application process and expert advice make it simple to secure the funding you need. Start your journey with a trusted partner.
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Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
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Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
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Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Fenton SBA Loans
StartCap delivers flexible and tailored financial solutions to businesses in Genesee County. Our team works closely with you to understand your unique needs and provide funding options that help you grow and succeed.
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From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
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Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
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Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
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Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
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+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Fenton or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Fenton, MI
For entrepreneurs in Fenton and beyond, financial solutions designed to facilitate growth are available. Tailored support helps you meet your goals and succeed in today’s competitive marketplace. From Lake Fenton to Brighton and beyond, we're your credit line specialists.
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SBA Loan FAQ's
Fenton, MI stands out with its picturesque downtown and supportive small business ecosystem. Local founders seeking SBA loan options will find multiple financial resources tailored to their specific business growth requirements in Genesee County.
Here are a few local suggestions:- Chemical Bank at Silver Parkway & Owen Road
- First National Bank of America at Leroy Street & Main Street
- Lake Michigan Credit Union at Owen Road & Thompson Road
- Citizens Bank at North Road & Torrey Road
SBA loans in Fenton provide critical funding for equipment purchases, working capital, commercial real estate, and expansion projects. Local lenders understand the unique challenges Michigan small businesses encounter and offer competitive terms to support regional economic development.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Fenton, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Fenton, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small Business Administration (SBA) loans in Fenton, MI support various local enterprises across diverse sectors. Retail shops, restaurants, professional services, and manufacturing businesses near Genesee County's commercial districts often qualify for financial assistance through targeted lending programs.
Service-based companies like plumbing contractors, HVAC technicians, electricians, and landscaping businesses can access these critical funding resources. Local start-ups in Michigan's dynamic economic environment benefit from SBA loan opportunities designed to foster growth and economic development in smaller communities.