SBA Loans in Flint, MI
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
Get Pre-Approved
Great Rates, Less Requirements & Smaller Down Payments
SBA loans in Flint, MI are a vital resource for growing businesses. StartCap provides expert guidance and flexible options to meet your financial needs. Start building a stronger future for your business today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Flint SBA Loans
StartCap’s financial solutions are designed to help businesses in Genesee County overcome obstacles and thrive. With our personalized approach, we provide the capital and support that businesses need to grow, innovate, and succeed.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Flint or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Flint, MI
For entrepreneurs in Flint and nearby cities, personalized financial solutions are available to help you succeed. Our flexible support is designed to meet your unique business needs. From Burton to Lapeer and beyond, we're your credit line specialists.
SBA Loan FAQ's
Flint, MI, with its industrial heritage and resilient business spirit, offers multiple avenues for local business owners seeking SBA loan opportunities. The city's economic landscape presents diverse financing routes for new business owners looking to establish or expand their enterprises.
Here are a few local suggestions:- First Merit Bank at Saginaw Street & Second Avenue
- Citizens Bank at Miller Road & Ballenger Highway
- Chemical Bank at Court Street & Water Street
- Dort Federal Credit Union at Corunna Road & Linden Road
- Local Government Economic Development Corporation
- Michigan Small Business Development Center
SBA loans in Flint cover various business needs, including equipment purchases, working capital, real estate acquisition, and startup funding. Local founders can explore options like 7(a) loans, 504 commercial real estate loans, and microloans tailored to support small business growth in Genesee County.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Flint, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Flint, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small business owners in Genesee County can access SBA loans through various local lenders. Manufacturing, service-based industries like plumbing and HVAC, retail establishments, and technology start-ups around downtown Flint frequently qualify for these financial resources.
Eligible businesses must meet specific criteria, including operating within MI city limits, maintaining good credit, and demonstrating financial stability. Local restoration companies, construction firms, and professional service providers near the Flint River often receive favorable loan considerations from regional financial institutions.
