Great Rates, Less Requirements & Smaller Down Payments
SBA loans in Flushing, MI are the key to unlocking your business’s potential. StartCap provides flexible funding options and personalized support, ensuring you get the resources you need to succeed. Start growing your business with us.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Flushing SBA Loans
Businesses in Genesee County can trust StartCap for flexible financial solutions tailored to their needs. We offer a range of resources designed to help you grow, innovate, and succeed in a rapidly changing marketplace.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Flushing or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Flushing, MI
For entrepreneurs in Flushing and neighboring cities, financial support is available to turn your ideas into reality. Our customized solutions provide the tools you need to grow. From Swartz Creek to Bridgeport and beyond, we're your credit line specialists.
SBA Loan FAQ's
Flushing, MI emerges as a dynamic small business hub tucked within Genesee County, offering fertile ground for local founders seeking financial support through Small Business Administration (SBA) loan programs. The region's economic landscape provides multiple funding opportunities for new business owners looking to expand or launch ventures.
Here are a few local suggestions:- Chemical Bank at Main Street & Center Road
- First National Bank of Holly at North Saginaw Street
- University of Michigan Credit Union at Miller Road
- Dort Federal Credit Union at Maple Road
- Flagstar Bank at Corunna Road
- Level One Bank at Hill Road
SBA loans in Michigan typically cover working capital, equipment purchases, real estate acquisitions, and refinancing existing business debt. Local founders can explore various loan programs like 7(a), 504, and microloans tailored to different business needs and growth stages within the Flushing business ecosystem.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Flushing, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Flushing, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small business owners in Flushing, MI can access SBA loans through various local businesses meeting specific criteria. Retail shops, service-based companies like plumbing contractors, HVAC specialists, and local restaurants often qualify for funding from the Small Business Administration in Genesee County.
Manufacturing enterprises, professional services, and technology startups based in Flushing frequently meet SBA loan requirements. Criteria typically include being located in MI, having fewer than 500 employees, and demonstrating financial stability through comprehensive business plans and credit histories.