SBA Loans in Ann Arbor, MI
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
Small businesses in Ann Arbor, MI benefit from StartCap’s hassle-free SBA loans. Our competitive rates and tailored guidance provide the support you need to thrive. Take the next step in your business journey with us.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Ann Arbor SBA Loans
Businesses in Washtenaw County can rely on StartCap for financial support that adapts to their needs. Whether you're expanding, managing cash flow, or investing in new opportunities, we provide the resources to help you succeed.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Ann Arbor or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Ann Arbor, MI
In Ann Arbor and surrounding areas, entrepreneurs can access flexible financial solutions tailored to help them grow. Whether scaling or optimizing, financial support is available to meet your goals. From Ypsilanti to Wayne and beyond, we're your credit line specialists.
SBA Loan FAQ's
Ann Arbor, MI harbors a dynamic business ecosystem where founders seek strategic financial resources for growth. Michigan's innovative landscape presents diverse opportunities for local business owners exploring Small Business Administration (SBA) loan options throughout Washtenaw County.
Here are a few local suggestions:- Fifth Third Bank at Main Street & Liberty Street
- University of Michigan Credit Union at State Street & Williams Street
- TCF Bank at Stadium Boulevard & Main Street
- Bank of Ann Arbor at Liberty Street & Fourth Avenue
- Chase Bank at Eisenhower Parkway & State Street
- Wells Fargo at Plymouth Road & North Main Street
SBA loan programs like 7(a), 504, and microloans provide funding for equipment purchases, working capital, real estate acquisition, and startup costs. Local lenders understand regional business dynamics and offer tailored financing solutions for new business owners seeking growth opportunities.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Ann Arbor, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Ann Arbor, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small business owners in Ann Arbor, MI seeking SBA loans must meet specific criteria across various industries. Local enterprises like technology startups, service providers such as HVAC contractors, retail shops, and professional services commonly qualify for financing through the U.S. Small Business Administration.
Washtenaw County businesses near the University of Michigan typically benefit from loan programs targeting established companies with strong credit histories. Manufacturing firms, restaurants, medical practices, and local consulting agencies often receive favorable consideration when applying for SBA-backed financial support.
