North Massapequa Small Business Administration

SBA Loans in North Massapequa, NY

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

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No Impact on Credit!
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Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
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A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

SBA loans in North Massapequa, NY offer the financial flexibility your business needs. StartCap provides competitive rates and expert support to help you grow. Take your business to the next level with our reliable solutions.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

25 Year Icon

Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

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Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're New York's Small Business Launchpad

We're More Than North Massapequa SBA Loans

At StartCap, businesses in Nassau County can access a variety of financing options to support their journey. Our diverse financial solutions are designed to empower entrepreneurs and help them reach their business objectives with ease.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in North Massapequa or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Nassau County

Find SBA Loans Near North Massapequa, NY

Entrepreneurs in North Massapequa and nearby cities can access flexible financial support designed to meet their needs. Our solutions help facilitate growth and provide the tools necessary for success. From Massapequa Park to Amityville and beyond, we're your credit line specialists.

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SBA Loan FAQ's

  Are there any local lenders in North Massapequa that can help with SBA loans?

North Massapequa, situated in Nassau County, NY, offers a dynamic business ecosystem for local founders seeking financial support through SBA loans. The area's proximity to Long Island's economic centers creates opportunities for small business growth and expansion strategies.

Here are a few local suggestions:
  • Bethpage Federal Credit Union at Merrick Road & Sunrise Highway
  • North Fork Bank at Hicksville Road & Old Country Road
  • TD Bank at Ellison Avenue & Newbridge Road
  • First National Bank of Long Island at Jerusalem Avenue & Merrick Road
  • Citibank at Seaford-Oyster Bay Expressway & Merrick Road
  • Capital One Bank at Hicksville Road & Old Country Road

SBA loan options like 7(a) and 504 programs offer diverse financing solutions for purchasing real estate, equipment, working capital, and business refinancing. Local new business owners can explore these funding avenues to transform their entrepreneurial visions into sustainable ventures.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in North Massapequa, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in North Massapequa, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

Small enterprises in North Massapequa, NY spanning service industries like plumbing, HVAC, and electrical contracting frequently qualify for SBA loans through Nassau County economic development programs. Local commercial enterprises serving residential sectors often meet initial lending criteria.

Restaurant establishments, retail shops, professional service providers, and construction-related businesses near Sunrise Highway typically receive strong consideration for federal small business financing. Startup founders in North Massapequa seeking equipment purchases or operational capital find multiple lending opportunities through SBA-approved financial institutions.

Elevate Yourself

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