Freeport Small Business Administration

SBA Loans in Freeport, NY

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

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No Impact on Credit!
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Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
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A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

At StartCap, SBA loans in Freeport, NY are tailored to support small business growth. With competitive rates and expert guidance, we make funding your dreams simple. Launch your business journey today.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

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Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

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Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're New York's Small Business Launchpad

We're More Than Freeport SBA Loans

At StartCap, we provide businesses in Nassau County with the financial tools necessary to grow and succeed. Our tailored solutions are designed to help you overcome challenges and achieve your long-term goals with ease.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Freeport or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Nassau County

Find SBA Loans Near Freeport, NY

For entrepreneurs in Freeport and surrounding regions, customized financial solutions are available to help businesses grow. Our support provides the right tools to help you reach your goals. From Baldwin to North Bellmore and beyond, we're your credit line specialists.

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SBA Loan FAQ's

  Are there any local lenders in Freeport that can help with SBA loans?

Freeport, NY harbors a dynamic business ecosystem with waterfront charm and proximity to Nassau County's economic pulse. Local founders seeking SBA loan support discover multiple financing avenues within this Long Island community's supportive small business infrastructure.

Here are a few local suggestions:
  • First National Bank of Long Island at Merrick Road & South Ocean Avenue
  • TD Bank at Sunrise Highway & Woodfield Road
  • Capital One Bank at Buffalo Avenue & Merrick Road
  • Bethpage Federal Credit Union at Merrick Road & Stewart Avenue
  • Flushing Bank at Sunrise Highway & Babylon Turnpike
  • Bank of America at Merrick Road & Pine Street

StartCap assists new business owners by connecting them with tailored SBA loan programs, including 7(a), 504, and microloans designed for equipment purchases, working capital, real estate acquisition, and expansion strategies across various industries in New York State.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Freeport, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Freeport, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

SBA loans in Freeport, NY serve diverse local businesses across Nassau County, including retail shops, restaurants, construction firms, and service-based enterprises like plumbing and electrical contracting. Small businesses operating within the village's commercial districts frequently qualify for financial support through various SBA loan programs.

Service-oriented companies such as HVAC contractors, landscaping businesses, and home improvement specialists often meet SBA lending requirements. Manufacturing, professional services, and technology startups in the Freeport business ecosystem can also access critical funding through Small Business Administration loan opportunities.

Elevate Yourself

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