SBA Loans in Merrick, NY
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
StartCap’s SBA loans in Merrick, NY empower entrepreneurs with flexible terms and reliable support. Our competitive rates make funding your business goals easier than ever. Start your journey to success with us today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Merrick SBA Loans
StartCap is dedicated to helping businesses in Nassau County grow and succeed. Our flexible financing options are designed to provide the support and resources needed to help you achieve your goals, no matter the challenge.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Merrick or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Merrick, NY
In Merrick and surrounding areas, entrepreneurs can take advantage of flexible financial solutions that are tailored to help them expand and succeed. Access is easier than ever. From Bellmore to Uniondale and beyond, we're your credit line specialists.
SBA Loan FAQ's
Merrick, NY harbors a dynamic business ecosystem where local founders seek strategic financial support for their ventures. With Long Island's small business landscape evolving, entrepreneurs explore SBA loan opportunities tailored to regional economic needs and growth potential.
Here are a few local suggestions:- Bethpage Federal Credit Union at Merrick Road & Broadway
- TD Bank at Jerusalem Avenue & Merrick Avenue
- Community National Bank at1595 Sunrise Highway
- Flushing Bank at MerRoad & MerAvenue
- Chase Bank at Merrick Road & Sunrise Highway
- People's United Bank at Merrick Road & Centre Avenue
Local SBA loan programs offer flexible financing for working capital, equipment, real estate acquisition,, and startup costs. New business owners in Nassau County Suffolk might these lending solutions to transform entrepreneuraspirations into sustainable sustainable commercial realities.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Merrick, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Merrick, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Nassau County's Merrick, NY, local business owners can access SBA loans through various qualifying industries. Small retail shops, professional services, construction firms, and home-based businesses operating within specific revenue thresholds may be eligible for financial support from the Small Business Administration.
Service-based enterprises like plumbing companies, electrical contractors, landscaping businesses, and HVAC specialists frequently qualify for SBA loan programs. Manufacturing operations, restaurant establishments, and professional consulting firms in the Merrick region can also explore these funding opportunities for growth and expansion.
