Merrick Equipment Financing

Business Equipment Loans in Merrick, NY

Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit  

Get Pre-Approved  
No Impact on Credit!
Matt Cutsall
Written by:
Matt Cutsall
Credit Specialist
Edited by:
Matt Labowski
Lead Editor
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Build an Empire, Fleet, or Army of Robots

You Have The Skills, Now Get The Tools

Whether it’s hammers or harvesters, our equipment loans in Merrick, NY, are built to meet your needs. With our help, your business can explore new frontiers and reach incredible milestones.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Huge Loan Amounts

Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

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Flexible Repayment Terms

Select repayment plans that fit your business's budget, with terms designed for long-term success.

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Fast Application Process

Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.

We Have a Plethora of Options in New York

Not Just Merrick Equipment Loans

With StartCap’s loan options, your business can access the financial support it needs to grow. From lines of credit to secured loans, we have a solution for every stage of your business’s journey.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Merrick or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Nassau County

Find Business Equipment Loans
Near Merrick, NY

From Merrick to the surrounding cities, our equipment loans make it easy for businesses to get the tools they need. Whether you’re upgrading or expanding, we’re here to support your growth. From Bellmore to Uniondale and beyond, we've got you covered.

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Equipment Loan FAQ's

  Are there any local lenders in Merrick that offer equipment loans?

Merrick, NY sits within Nassau County's scenic landscape, where business equipment financing often challenges local start-ups seeking funding for critical machinery and technology. Small business owners in this Long Island community frequently search for specialized lending solutions tailored to their specific operational requirements.

Here are a few local suggestions:
  • First National Bank of Long Island at Merrick Road & Sunrise Highway
  • Bethpage Federal Credit Union at Merrick Avenue & Jerusalem Avenue
  • Signature Bank at Merrick Road & Bedford Avenue
  • TD Bank at Merrick Road & Meadow Street
  • Capital One Bank at Merrick Road & Centre Avenue
  • Island Federal Credit Union at Merrick Road & Sunrise Highway

StartCap provides comprehensive equipment loan services for founders looking beyond traditional banking offerings, offering flexible terms and understanding the unique financial dynamics of Nassau County's business ecosystem. Regional lending options remain diverse, allowing new business owners multiple pathways to secure essential equipment investments.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for equipment loans in Merrick, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Merrick, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Equipment financing in Merrick, NY spans diverse business sectors, offering solutions for local enterprises seeking machinery investments. From construction trucks and agricultural tractors to commercial kitchen appliances and restaurant-grade refrigeration systems, Nassau County businesses have multiple financing options for critical operational equipment.

Local business owners in NY can typically secure loans for heavy machinery, medical diagnostic tools, technology infrastructure, manufacturing equipment, and specialized vehicles. StartCap provides flexible lending programs tailored to small businesses near Long Island's coastal communities, helping founders acquire essential operational assets with competitive financing terms.

Elevate Yourself

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