SBA Loans in Aberdeen, MD
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
StartCap simplifies SBA loans in Aberdeen, MD, offering tailored solutions for small businesses. With flexible terms and expert guidance, we make funding your dreams straightforward and stress-free. Let us help power your entrepreneurial journey.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Aberdeen SBA Loans
StartCap delivers the financial support businesses in Harford County need to achieve their goals. Our flexible options are designed to empower entrepreneurs, offering the resources to help your business grow and thrive in any market.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Aberdeen or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Aberdeen, MD
In Aberdeen and neighboring areas, entrepreneurs are empowered with the financial resources they need to grow and succeed. Custom solutions are available to help meet your unique business goals. From Havre de Grace to Middle River and beyond, we're your credit line specialists.
SBA Loan FAQ's
Aberdeen, MD sits amid Harford County's dynamic business ecosystem, where local founders seek strategic financial support for growth. Small business owners exploring SBA loan opportunities find multiple avenues for securing critical funding across Maryland's economic landscape.
Securing an SBA loan requires understanding local lending dynamics and matching business needs with appropriate financial resources. Finding the right lender involves researching institutions familiar with regional economic conditions and small business development strategies.
Here are a few local suggestions:- APG Federal Credit Union at Pulaski Highway & Aberdeen Road
- M&T Bank at Marketplace Drive & Constant Avenue
- Bank of America at Churchville Road & Marketplace Drive
- PNC Bank at Bel Air Road & Marketplace Boulevard
- Sandy Spring Bank at Creswell Road & Marketplace Drive
- Harford Bank at Beards Hill Road & Revolution Street
Interest rates for SBA loans in Aberdeen, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Aberdeen, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Local business owners in Harford County, MD, seeking SBA loans have several qualifying options. Small enterprises in Aberdeen including retail stores, professional services, construction companies, and restaurant establishments can potentially secure financial support through SBA programs.
Service-based businesses like plumbing contractors, HVAC technicians, and landscaping companies operating within Aberdeen's commercial district frequently meet SBA lending criteria. Manufacturing firms, technology startups, and professional consulting groups also represent strong candidates for federal small business financing opportunities.
