SBA Loans in Silver Spring, MD
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
SBA loans in Silver Spring, MD from StartCap offer flexible options for small businesses. Our easy application process and competitive rates help you secure the funding you need. Build your business with confidence today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Silver Spring SBA Loans
StartCap helps businesses in Montgomery County access the financial support they need to thrive. We offer flexible and customized solutions designed to meet the unique needs of your business, no matter your industry or goals.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Silver Spring or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Silver Spring, MD
In Silver Spring and neighboring areas, entrepreneurs are equipped with the financial resources they need to succeed. Our solutions are designed to foster growth and help achieve long-term goals. From Takoma Park to Bethesda and beyond, we're your credit line specialists.
SBA Loan FAQ's
Silver Spring, MD stands out as a dynamic business district with proximity to Washington D.C., offering local business owners diverse financial resources for growth. Founders seeking Small Business Administration (SBA) loans have multiple strategic options within Montgomery County's economic ecosystem.
Here are a few local suggestions:- Sandy Spring Bank at Georgia Avenue & Second Street
- Capital Bank at Wayne Avenue & Fenton Street
- Congressional Bank at Colesville Road & Spring Street
- First Citizens Bank at Landmark Plaza
- M&T Bank at Silver Spring Metro Center
- BB&T Bank at Ellsworth Drive
SBA loan programs like 7(a), 504, and microloans provide critical funding for equipment purchases, working capital, real estate acquisition, and startup expenses. Local start-ups frequently leverage these financial tools to transform business concepts into sustainable enterprises across Maryland's competitive commercial landscape.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Silver Spring, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Silver Spring, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small business owners in Silver Spring, MD find SBA loan opportunities spanning diverse sectors. Local retail shops, restaurants, professional services, and technology startups near downtown Silver Spring frequently qualify for Small Business Administration financial support through Montgomery County lending programs.
Service-based businesses like plumbing contractors, HVAC specialists, landscaping companies, and electrical service providers operating within Maryland's economic corridors potentially meet SBA loan requirements. Founders in medical practices, construction firms, and consulting agencies near Wayne Avenue also benefit from targeted financing options.
