SBA Loans in Merrifield, VA
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
StartCap makes SBA loans in Merrifield, VA simple and effective for small businesses. We offer competitive terms and personalized assistance to help you thrive. Let us help you take the next step in your business journey.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Merrifield SBA Loans
StartCap provides tailored financial solutions that help businesses in Fairfax County thrive. Whether you need funding for growth, expansion, or operational needs, we offer flexible options designed to meet your unique goals.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Merrifield or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Merrifield, VA
Entrepreneurs in Merrifield and nearby locations can count on tailored financial resources to help them grow. We offer customized solutions to meet the unique needs of each entrepreneur. From Dunn Loring to Annandale and beyond, we're your credit line specialists.
SBA Loan FAQ's
Merrifield, Virginia stands out as a dynamic business hub within Fairfax County, offering local small business owners strategic opportunities for financial growth. Small business founders seeking SBA loan support will find multiple resources across this economically active region near Arlington and Washington D.C.
Here are a few local suggestions:- Burke & Herbert Bank at Lee Highway & Nutley Street
- Eagle Bank at Gallows Road & Prosperity Avenue
- Bank of America at Merrifield Center Drive
- Wells Fargo at Lee Highway & Gallows Road
- Navy Federal Credit Union at Merrifield Plaza
- Capital One at Gallows Road & Lee Highway
Local founders exploring SBA loan opportunities will discover multiple financing options tailored for startup expansion, equipment purchasing, and working capital needs. Professional financial guidance from experienced local lenders can help streamline the application process for new business owners seeking strategic funding resources.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Merrifield, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Merrifield, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Merrifield, VA, SBA loans support diverse business types across Fairfax County's dynamic commercial landscape. Local restaurants, technology startups, professional services firms, and retail establishments near Mosaic District frequently qualify for Small Business Administration financing options.
Service-based enterprises like HVAC contractors, plumbing businesses, electrical companies, and landscaping services in the Merrifield area can potentially secure SBA loan support. Manufacturing, construction, and professional consulting firms operating within VA's competitive business environment also meet typical loan requirements.
