SBA Loans in Norfolk, VA
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
StartCap brings accessible SBA loans to Norfolk, VA, offering small businesses the tools needed to grow. Our flexible terms and tailored support make funding your vision easy. Take your business to new heights today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Norfolk SBA Loans
At StartCap, we understand that each business is unique. That’s why we offer flexible financing solutions to businesses in Norfolk (city) County, designed to meet your specific needs and help you thrive in a competitive market.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Norfolk or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Norfolk, VA
For entrepreneurs in Norfolk and nearby cities, personalized financial solutions are available to help you succeed. Our flexible support is designed to meet your unique business needs. From Portsmouth to Franklin and beyond, we're your credit line specialists.
SBA Loan FAQ's
Norfolk, VA harbors a dynamic business ecosystem where founders seek strategic financial resources. The Hampton Roads region offers multiple avenues for securing Small Business Administration (SBA) loans, with local institutions understanding the nuanced needs of regional enterprises seeking growth capital.
Here are a few local suggestions:- TowneBank at Granby Street & Main Street
- Wells Fargo at Colley Avenue & 21st Street
- Bank of America at Shirley Avenue & Hampton Boulevard
- SunTrust Bank at Virginia Beach Boulevard & Military Highway
- Burke & Herbert Bank at Cedar Grove Lane & Military Highway
- Navy Federal Credit Union at Hampton Boulevard & 43rd Street
Local start-ups investigating SBA loan options might find 7(a) and 504 programs particularly attractive for purchasing commercial real estate, equipment financing, or working capital needs. StartCap represents another potential resource for businesses exploring funding strategies beyond traditional banking channels in Virginia.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Norfolk, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Norfolk, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small business owners in Norfolk, VA often seek SBA loans for various commercial ventures. Local restaurants, retail shops, professional services, and construction companies frequently qualify for these financial resources within Hampton Roads' dynamic economic environment.
Manufacturing firms, technology startups, marine service businesses, and professional consulting agencies near Naval Station Norfolk can leverage SBA loan programs. Service-based enterprises like plumbing contractors, HVAC specialists, and electrical companies also meet standard qualification requirements for funding support.
