SBA Loans in Franklin, VA
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
SBA loans in Franklin, VA from StartCap offer flexible options for small businesses. Our easy application process and competitive rates help you secure the funding you need. Build your business with confidence today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Franklin SBA Loans
StartCap’s financing solutions are designed to help businesses in Franklin (city) County grow and succeed. We offer personalized funding options that allow you to scale, innovate, and manage cash flow, all with the support you need.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Franklin or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Franklin, VA
For those in Franklin and nearby, entrepreneurs can count on flexible financial support to help scale and grow. Our customized solutions are designed to meet your business needs. From Suffolk to Williamsburg and beyond, we're your credit line specialists.
SBA Loan FAQ's
Franklin, VA, a charming locale within Southampton County, offers business founders an intriguing environment for securing Small Business Administration financing. The rural community's economic landscape provides strategic opportunities for local start-ups seeking critical capital investments through specialized lending programs.
Here are a few local suggestions:- Bay Rivers Bank at Main Street & Second Avenue
- Franklin Southern Credit Union at Franklin Highway & Commerce Drive
- Farmers Bank of Southampton at Bank Street & North Street
- TowneBank at Bridge Street & Main Street
SBA loans in Franklin range from equipment financing to working capital and commercial real estate purchases. Local lenders understand regional business dynamics, offering tailored solutions that align with Virginia's economic development strategies for small enterprises seeking growth opportunities.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Franklin, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Franklin, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
SBA loans in Franklin, VA support diverse local businesses spanning retail, manufacturing, service industries, and agricultural enterprises. Small business owners in Southampton County can access financing through programs targeting professional services, construction contractors, and small restaurants.
Local start-ups in manufacturing, home improvement services like plumbing and electrical work, and professional consulting firms frequently qualify for SBA loan opportunities. Businesses demonstrating strong financial planning and operational stability within Franklin's economic ecosystem typically receive favorable loan considerations.
