
You Have The Skills, Now Get The Tools
From food trucks to forklifts, our equipment loans in Franklin, VA, keep businesses growing. Let’s provide the financial lift your operations need to reach exciting new heights.

Huge Loan Amounts
Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

Flexible Repayment Terms
Select repayment plans that fit your business's budget, with terms designed for long-term success.

Fast Application Process
Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.
Not Just Franklin Equipment Loans
Whether you need working capital or equipment financing, StartCap has loan options to suit your business. From secured loans to lines of credit, we’re here to support your growth.

From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Franklin or nationwide.
Here's a truck load of stuff to get kicked off
Find Business Equipment Loans
Near Franklin, VA
We offer equipment loans in Franklin and neighboring cities to help businesses secure the tools they need. Whether you’re expanding, upgrading, or just starting out, we’re here to support your growth. From Suffolk to Williamsburg and beyond, we've got you covered.

Equipment Loan FAQ's
Franklin, VA, with its rich agricultural heritage and small-town charm, presents unique opportunities for local business owners seeking equipment financing. Small enterprises in Southampton County often require specialized lending solutions to support growth and operational needs.
Here are a few local suggestions:- TowneBank at Main Street & Court Street
- Southern Bank at High Street & Franklin Avenue
- SunTrust Bank at First Street & Franklin Road
- BB&T Bank at Market Street & Campbell Avenue
StartCap offers comprehensive equipment loan programs tailored for founders in VA looking to upgrade machinery or expand capabilities. Business owners should carefully research multiple financing options, comparing interest rates, terms, and local lending requirements specific to Franklin's economic landscape.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for equipment loans in Franklin, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Franklin, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Equipment financing in Franklin, VA offers local business owners diverse opportunities to acquire essential machinery across multiple industries. Restaurant kitchens, agricultural operations, and construction companies can secure loans for specialized equipment ranging from commercial ovens and tractors to excavators and heavy-duty work vehicles.
Local founders in Southampton County might explore financing options for medical equipment, manufacturing machinery, technology infrastructure, and transportation vehicles. Partnering with regional financial institutions or exploring alternative lending platforms can help new business owners strategically acquire critical assets without substantial upfront capital investments.