Collinsville Small Business Administration

SBA Loans in Collinsville, VA

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

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No Impact on Credit!
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Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
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A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

With SBA loans in Collinsville, VA, StartCap helps small businesses reach new heights. Our streamlined process and expert support make securing funding simpler than ever. Let us help fuel your business’s next big leap forward.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

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Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

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Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're Virginia's Small Business Launchpad

We're More Than Collinsville SBA Loans

At StartCap, we provide businesses in Henry County with the tools and resources they need to grow and succeed. Our flexible financial solutions are designed to meet your needs, whatever challenges you may face.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Collinsville or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Henry County

Find SBA Loans Near Collinsville, VA

For those in Collinsville and nearby, entrepreneurs can count on flexible financial support to help scale and grow. Our customized solutions are designed to meet your business needs. From Martinsville to King and beyond, we're your credit line specialists.

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SBA Loan FAQ's

  Are there any local lenders in Collinsville that can help with SBA loans?

Collinsville, situated in Henry County, VA, offers distinct opportunities for business owners seeking financial support through Small Business Administration loans. Local founders exploring funding options will find multiple routes for securing capital in this manufacturing-rich community surrounding Smith River.

Here are a few local suggestions:
  • Farmers Bank of Ridgeway at Main Street & Franklin Street
  • Bank of Martinsville at Commonwealth Boulevard
  • First Community Bank of Patrick County at US-58
  • Southern Trust Bank at Virginia Avenue
  • Carter Bank & Trust at Piedmont Street

SBA loan programs like 7(a), 504, and microloans provide critical resources for purchasing equipment, refinancing debt, or acquiring commercial real estate. Local start-ups in manufacturing, agriculture, and service sectors can leverage these flexible financing mechanisms to accelerate business growth across Henry County's economic landscape.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Collinsville, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Collinsville, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

In Collinsville, VA, small business owners near Henry County can access SBA loans for various enterprises. Retail stores, restaurants, service providers like plumbing contractors, and local manufacturing businesses in the Patrick County region often qualify for these critical financial resources.

Small start-ups in sectors including construction, professional services, and agricultural support typically meet SBA lending requirements. Founders in Martinsville's economic corridor seeking growth capital should consult local banks and verify their specific business classification for potential loan approval.

Elevate Yourself

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