SBA Loans in Union, MO
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
Get Pre-Approved
Great Rates, Less Requirements & Smaller Down Payments
At StartCap, we make SBA loans in Union, MO accessible for small businesses. Our simple process and tailored support ensure you have the resources to succeed. Build your business with a trusted partner today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Union SBA Loans
StartCap empowers businesses in Franklin County with financial solutions that foster growth and development. Whether you're scaling up or managing cash flow, we offer the tools necessary to take your business to the next level.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Union or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Union, MO
For those in Union and nearby areas, flexible financing options are available to help you grow. Entrepreneurs can find the right support to move forward and overcome any challenges. From Washington to Dardenne Prairie and beyond, we're your credit line specialists.
SBA Loan FAQ's
Union, MO harbors a dynamic business environment where local founders seek strategic financial resources for growth. The small city near the Missouri River offers unique opportunities for new business owners exploring SBA loan possibilities within Franklin County's economic landscape.
Here are a few local suggestions:- First Missouri State Bank at Highway 50 & Highway 47
- Community Bank of Bourbon at Main Street & Second Street
- Union Savings Bank at East Main Street & Pine Street
- Franklin County Bank at Highway 50 & Highway 100
- Reliance Bank at East Main Street & Highway 47
SBA loans in Union provide critical capital for equipment purchases, working capital, real estate acquisitions, and business expansion. Local lenders understand regional economic nuances and offer tailored financing solutions designed specifically for small business growth in MO's entrepreneurial ecosystem.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Union, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Union, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Union, MO, small businesses spanning various sectors can access SBA loans through local financial institutions. Manufacturing, retail, agriculture, service-based industries like plumbing and electrical contracting, and professional services in Franklin County frequently qualify for government-backed financing options.
Qualifying businesses typically need strong credit histories, operational track records in Union's economic environment, and demonstrable capacity to repay loans. Local restaurants, construction companies, home improvement services, and technology startups often meet SBA lending criteria when presenting comprehensive business plans.
