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Great Rates, Less Requirements & Smaller Down Payments
At StartCap, SBA loans in Holly, MI are designed to simplify funding for small businesses. Competitive rates and expert support ensure your growth goals are met. Take the first step toward success with us.
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Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
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Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
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Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Holly SBA Loans
StartCap helps businesses in Oakland County thrive by offering a range of financial solutions designed to meet their needs. Whether you're looking to expand, improve cash flow, or take on new projects, we’ve got you covered.
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From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
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Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
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Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
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Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
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+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Holly or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Holly, MI
For those in Holly and nearby areas, flexible financing options are available to help you grow. Entrepreneurs can find the right support to move forward and overcome any challenges. From Fenton to Walled Lake and beyond, we're your credit line specialists.
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SBA Loan FAQ's
Holly, MI blossoms with small business potential, tucked in Oakland County's entrepreneurial ecosystem. Local business owners seeking SBA loan opportunities find themselves in a supportive environment that fosters growth and innovation for regional enterprises.
Here are a few local suggestions:- First State Bank at Main Street & Maple Avenue
- Holly Community Credit Union at Holly Road & Center Street
- Oakland County State Bank at Victory Lane & Michigan Avenue
- Clarkston Community Bank at Saginaw Street & Pine Street
- Michigan Small Business Financial Services at Grand River Avenue & Oakland Boulevard
SBA loans in Michigan offer tremendous flexibility for new business owners, covering equipment purchases, working capital, and real estate investments. Local founders can access 7(a) loans, microloans, and CDC/504 loans tailored to specific business needs in the Holly metropolitan area.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Holly, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Holly, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Holly, MI, local business owners seeking SBA loans find opportunities across diverse sectors. Small enterprises in Oakland County, including service-based companies like HVAC contractors, plumbing services, and landscaping businesses, frequently qualify for federal financing support.
Retail establishments, restaurants, construction firms, and professional service providers in Holly can access SBA loan programs. Michigan's economic development initiatives encourage small business growth, particularly for founders establishing operations near downtown Holly or within the region's commercial districts.