SBA Loans in Franklin, TN
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
Empower your small business with SBA loans in Franklin, TN from StartCap. Flexible terms and expert assistance make financing your dreams simple. Let’s work together to fuel your success today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Franklin SBA Loans
StartCap understands that every business is unique. That’s why we offer customized financial solutions for businesses in Williamson County, helping them achieve their growth and expansion goals with the right resources and support.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Franklin or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Franklin, TN
For entrepreneurs in Franklin and nearby cities, there are financial resources designed to help them grow. Our flexible solutions can meet your needs and help you achieve your goals more effectively. From Brentwood to Mount Juliet and beyond, we're your credit line specialists.
SBA Loan FAQ's
Franklin, TN, with its historic downtown and burgeoning business scene, attracts numerous founders seeking financial support for their ventures. Small business owners exploring SBA loan opportunities in Williamson County have several strategic options to fuel growth and expansion.
Here are a few local suggestions:- First Citizens National Bank at Main Street & 4th Avenue
- Pinnacle Bank at Columbia Avenue & Church Street
- Regions Bank at Franklin Road & Cool Springs Boulevard
- Community Bank of Tennessee at Mallory Park Drive
- First Community Bank at McEwen Drive
- Bank of America at Franklin Commons
Local start-ups seeking SBA loan resources might consider 7(a) loans for working capital, equipment purchases, or real estate investments. StartCap offers comprehensive guidance for new business owners, helping them evaluate lending options tailored to their specific financial requirements and growth objectives.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Franklin, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Franklin, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Franklin's small business landscape welcomes diverse enterprises seeking SBA loan opportunities. Local service-based companies like plumbing contractors, HVAC specialists, and electrical firms frequently qualify for funding through Williamson County's supportive economic development channels.
Retail establishments, professional service providers, restaurants, and technology startups in TN can access SBA loan programs. Founders operating businesses with strong credit histories and demonstrating financial stability within Franklin's competitive market typically receive favorable consideration for federal small business financing.
