SBA Loans in Garden City, SC
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
StartCap’s SBA loans in Garden City, SC are designed with your small business in mind. From competitive rates to expert support, we provide everything you need to succeed. Partner with us for your financial growth.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Garden City SBA Loans
StartCap is proud to offer businesses in Horry County a variety of financial solutions. Our tailored funding options are designed to meet your unique business needs, helping you overcome obstacles and achieve lasting success.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Garden City or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Garden City, SC
In Garden City and surrounding areas, financial tools are within reach to empower entrepreneurs to expand and achieve their goals. Our solutions provide the resources needed to succeed. From Murrells Inlet to Lake City and beyond, we're your credit line specialists.
SBA Loan FAQ's
Horry County's Garden City, SC presents a dynamic business ecosystem where local founders seek strategic financial support for their ventures. The coastal region's economic landscape offers multiple opportunities for new business owners looking to secure Small Business Administration (SBA) loans tailored to regional growth strategies.
Here are a few local suggestions:- First Citizens Bank at US-17 & Bypass Road
- South State Bank at Highway 501 & Grissom Parkway
- Coastal Carolina National Bank at Carolina Forest Boulevard
- Pinnacle Bank at Highway 544 & Myrtle Beach Connector
- Wells Fargo at Highway 501 & International Drive
SBA loan programs like 7(a), 504, and microloans offer critical funding mechanisms for local start-ups seeking equipment purchases, working capital, or commercial real estate investments. These financial tools help Garden City entrepreneurs transform innovative concepts into sustainable business models with flexible repayment structures.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Garden City, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Garden City, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small businesses in Horry County's Garden City region qualify for various SBA loan programs targeting diverse commercial enterprises. Local restaurant owners, construction companies, service-based businesses like plumbing contractors, and retail establishments can access financial support through 7(a), 504, and microloan initiatives.
South Carolina's coastal business ecosystem welcomes small enterprises across multiple sectors. Lawn care services, maritime support businesses, hospitality ventures, and home improvement contractors near Myrtle Beach frequently secure SBA funding to expand operational capabilities and invest in regional economic development.
