SBA Loans in Myrtle Beach, SC
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
Small businesses in Myrtle Beach, SC can access competitive SBA loans through StartCap. Our streamlined process and expert guidance ensure funding is simple and effective. Let us fuel your business growth journey.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Myrtle Beach SBA Loans
StartCap provides businesses in Horry County with the resources they need to succeed. Our tailored financial solutions are designed to help you grow, manage cash flow, and achieve your goals with ease and support.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Myrtle Beach or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Myrtle Beach, SC
Entrepreneurs in Myrtle Beach and surrounding areas have access to the financial solutions that can turn their goals into reality. We offer tailored support to help achieve long-term success. From Socastee to Marion and beyond, we're your credit line specialists.
SBA Loan FAQ's
Myrtle Beach, SC flourishes with sandy coastlines and a dynamic business ecosystem where local founders seek strategic financial support through Small Business Administration (SBA) loans. The coastal region's economic landscape offers multiple opportunities for new business owners exploring funding alternatives beyond traditional banking channels.
Here are a few local suggestions:- First Citizens Bank at Highway 501 & Robert M. Grissom Parkway
- Wells Fargo at Farrow Parkway & Frontenac Drive
- South State Bank at Highway 17 & 21st Avenue North
- Carolina Bank at Oak Street & 9th Avenue
- United Community Bank at Kings Highway & Port Road
- BB&T at Highway 544 & Highway 501
Local SBA loan programs in South Carolina typically cover working capital, equipment purchases, real estate acquisitions, and business expansion initiatives. Founders investigating financing options should compare interest rates, qualification requirements, and specific loan terms across multiple regional financial institutions.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Myrtle Beach, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Myrtle Beach, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
SBA loans in Myrtle Beach, SC cater to diverse businesses along the Grand Strand, supporting local enterprises from hospitality ventures near Ocean Boulevard to service-based companies like marine repair shops and coastal landscaping services. Qualifying businesses typically must meet specific federal guidelines and demonstrate economic potential.
Restaurant owners, retail establishments, construction contractors, and professional service providers in Horry County frequently benefit from SBA lending programs. Startups and established firms in tourism-related industries, such as beach equipment rentals and charter boat operations, often find favorable financing through Small Business Administration loan options.
