Your Credit Line, Is Your Lifeline
Capital on demand isn’t just nice to have—it's a necessity for any business. The needs for payroll, inventory, and equipment never stop. With a business line of credit in Myrtle Beach, SC, and a trusted team, the sky is just the starting line.
Flexible Access to Funds
Access financing when you need it and pay only on what you use—ideal for fast cash flow.
Revolving Credit for Growth
Borrow, repay, and reuse. A business line of credit that grows with your venture's needs.
Custom Limits for Your Needs
Credit lines tailored to your business, with limits starting at $10,000 and room to grow.
Myrtle Beach Business Credit & Loan Options
StartCap turns business dreams into reality every day. We provide funding and resources that fit your unique journey. From credit lines to real estate deals, we're your comprehensive solution.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your venture needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Myrtle Beach or nationwide.
Here's a truck load of stuff to get kicked off
Find a Business Line of Credit
Near Myrtle Beach, SC
In Myrtle Beach, across Horry County, and beyond, StartCap is your funding solution. We make local funding challenges easier to overcome. Explore the nearby cities we serve and let's build something remarkable. From Socastee to Marion and beyond, we're your BLOC specialists.
BLOC FAQ's
Yes, local start-ups in the Grand Strand region have several Business Line of Credit options tailored for emerging businesses. Myrtle Beach's coastal economy supports new ventures through specialized lending programs designed for founders seeking financial flexibility without traditional heavy collateral requirements.
Here are a few local suggestions:- Waccamaw Bank at Highway 501 & Pine Street
- First Citizens Bank at Main Street & Oak Drive
- South State Bank at 21st Avenue North & Kings Highway
- BB&T (Truist) at George Bishop Parkway & Highway 17
- Carolina Trust Bank at Highway 501 & International Drive
- CresCom Bank at Farrow Parkway & Highway 17
Local business owners in SC can leverage community bank relationships and Small Business Administration (SBA) microloan programs. These credit lines typically range from $5,000 to $50,000, offering competitive rates and flexible terms specifically structured for emerging businesses in the coastal Carolina marketplace.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for business lines of credit in Myrtle Beach, generally range from around 6% to 18%, depending on factors such as the lender's policies, the borrower’s credit score, and the current prime rate. Typically, the rates are tied to the prime rate, with some lenders adding a margin based on the borrower’s creditworthiness and other criteria. These rates may fluctuate over time, so it’s important for businesses to check with local lenders for the most accurate and up-to-date terms.
No, not always—it depends on the type of loan you're applying for. Some funding options require business registration, while others focus on personal credit, income, or assets instead. If your business isn’t registered yet, don’t worry! We can either guide you through the registration process or explore funding alternatives that don’t require it.
Yes, Myrtle Beach, SC offers several local line of credit options for founders seeking financial support. Grand Strand local government and Horry County economic development programs provide targeted assistance for small business owners near the Carolina coastline.
Key resources include the Myrtle Beach Small Business Development Center, Horry County Economic Development Corporation, and local credit unions like Carolina Trust Bank. Founders can explore grants, low-interest loans, and specialized credit lines designed for regional small business growth near popular tourism corridors.