North Myrtle Beach Credit Lines

Business Line of Credit in North Myrtle Beach, SC

Fuel your new business with on-demand access to capital,
up to $250,000 in extra boost  

Get Pre-Approved  
No Impact on Credit!
Sara Johnson
Written by:
Sara Johnson
Senior Writer
Edited by:
Matt Labowski
Lead Editor
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Vital To Your Longevity

Your Credit Line, Is Your Lifeline

Every business needs timely capital, no matter where you are in your journey. Payroll, inventory, and equipment demands never stop. With a business line of credit in North Myrtle Beach, SC, and strong support, your business could launch into orbit.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Flexible Access to Funds

Access financing when you need it and pay only on what you use—ideal for fast cash flow.

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Revolving Credit for Growth

Borrow, repay, and reuse. A business line of credit that grows with your venture's needs.

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Custom Limits for Your Needs

Credit lines tailored to your business, with limits starting at $10,000 and room to grow.

Like Watering a South Carolina Plant

North Myrtle Beach Business Credit & Loan Options

StartCap is all about helping businesses shine. With funding and resources built for your success, we're ready to assist. From credit lines to real estate investments, we're here to help you succeed.

Plant Growing Image

From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your venture needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in North Myrtle Beach or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Horry County

Find a Business Line of Credit
Near North Myrtle Beach, SC

Businesses in North Myrtle Beach, Horry County, and beyond trust StartCap for their funding needs! Finding local credit just got easier with us. Discover the nearby cities we serve and let's achieve big things. From Little River to Boiling Spring Lakes and beyond, we're your BLOC specialists.

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BLOC FAQ's

  Are there any institutions in North Myrtle Beach that offer business lines of credit?

Yes, start-ups in North Myrtle Beach, SC have several local business line of credit options tailored for emerging businesses. The coastal region's financial landscape offers strategic support for founders seeking initial capital, with institutions understanding the unique economic dynamics of Horry County's entrepreneurial ecosystem.

Here are a few local suggestions:
  • First Citizens Bank at Highway 17 & 10th Avenue North
  • South State Bank at Sea Mountain Highway & Highway 17
  • Horry County State Bank at Barefoot Landing
  • Carolina Bank and Trust at Highway 17 Bypass
  • Coastal Carolina National Bank near Restaurant Row

Local founders can explore specialized credit lines through community banks that provide flexible funding solutions. Small business owners near North Myrtle Beach benefit from personalized credit options designed for regional startups, with competitive terms reflecting the area's growing entrepreneurial momentum.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for business lines of credit in North Myrtle Beach, generally range from around 6% to 18%, depending on factors such as the lender's policies, the borrower’s credit score, and the current prime rate. Typically, the rates are tied to the prime rate, with some lenders adding a margin based on the borrower’s creditworthiness and other criteria. These rates may fluctuate over time, so it’s important for businesses to check with local lenders for the most accurate and up-to-date terms.

No, not always—it depends on the type of loan you're applying for. Some funding options require business registration, while others focus on personal credit, income, or assets instead. If your business isn’t registered yet, don’t worry! We can either guide you through the registration process or explore funding alternatives that don’t require it.

Yes, North Myrtle Beach, SC offers several local line of credit options for businesses. The Grand Strand region provides multiple financial resources through county economic development centers and municipal small business assistance programs near oceanfront districts. Local financial institutions like Horry County State Bank and Carolina Bank provide targeted funding solutions.

New business owners can explore specific programs from the North Myrtle Beach Chamber of Commerce and Horry County Small Business Development Center. These local resources offer lines of credit ranging from $5,000 to $250,000 with competitive interest rates. Additional funding opportunities exist through state-sponsored SC Rural Infrastructure Authority grants for qualifying local start-ups.

Elevate Yourself

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