Start-Up Business Loans in North Myrtle Beach, SC
Ignite your idea's rocket boosters with up to $500,000
+ $20,000 in free digital marketing services
Start Your New Business Right
Launching a business is thrilling, but facing financial hurdles can kill the buzz. Secure the right start-up business loan in North Myrtle Beach, SC, and let your dreams break through every boundary.
No Collateral? No Problem!
No need to pledge your spaceship—our unsecured loans are designed to let you focus on launching, not stressing.
Terms up to 10 Years
From liftoff to cruising altitude, our repayment options stretch up to 10 years, giving your business room to grow.
Funding at Light Speed2
Need funds fast? We’ll deliver in record time—because the universe waits for no entrepreneur.
North Myrtle Beach Business Loan Options
StartCap is your launchpad for success. We offer funding and resources to help your business thrive. Let’s take your vision to new heights!
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in North Myrtle Beach or nationwide.
Here's a truck load of stuff to get kicked off
Find Start-Up Business Loans
Near North Myrtle Beach, SC
In North Myrtle Beach or around Horry County, StartCap is your partner for funding and success. Explore nearby cities we serve and let’s fuel your business journey! From Little River to Boiling Spring Lakes and beyond, we've got you covered.
Start-Up Loan FAQ's
In the heart of North Myrtle Beach, SC, entrepreneurs discover that launching a business feels like walking through a shifting sand dune. Start-up business loans present significant hurdles, especially with traditional local banks reluctant to extend credit to new ventures without extensive financial histories or collateral.
StartCap understands the complex landscape of business funding in Horry County. Typical loan requirements include detailed business plans, personal credit scores above 680, initial investment capital, and demonstrable industry experience. Local lenders often demand substantial documentation and proven revenue projections.
Here are a few local suggestions:- First Citizens Bank at Highway 17 & Main Street
- South State Bank at Oak Street & 21st Avenue North
- BB&T (Truist) at Robert M. Grissom Parkway
- Waccamaw Bank at Highway 501 & River Oaks Drive
- North Myrtle Beach Community Credit Union at 33rd Avenue North
- Wells Fargo at Barefoot Landing
Interest rates for start-up business loans in North Myrtle Beach, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in North Myrtle Beach, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster. Alternatively, many business & personal credit cards have introductory rates starting at 0% for up to 2 years.
No, not always—it depends on the type of loan you're applying for. Some funding options require business registration, while others focus on personal credit, income, or assets instead. If your business isn’t registered yet, don’t worry! We can either guide you through the registration process or explore funding alternatives that don’t require it.
Yes, North Myrtle Beach, SC offers several grant opportunities for startup businesses. Local entrepreneurs can explore funding from the Horry County Small Business Development Center, which provides targeted resources and potential micro-grant programs for emerging companies in the coastal region.
Additional startup funding sources include the North Myrtle Beach Chamber of Commerce economic development grants, which occasionally support small business initiatives. Entrepreneurs might also investigate state-level South Carolina economic development grants through the Department of Commerce, which sometimes allocate funds specifically for coastal community business growth strategies.
