Start-Up Business Loans in Myrtle Beach, SC
Ignite your idea's rocket boosters with up to $500,000
+ $20,000 in free digital marketing services
Start Your New Business Right
Starting a business is an adventure, but lack of capital can bring even the best ventures to a halt. With the right start-up business loan in Myrtle Beach, SC, and a strong support team, the sky is just the beginning.
No Collateral? No Problem!
No need to pledge your spaceship—our unsecured loans are designed to let you focus on launching, not stressing.
Terms up to 10 Years
From liftoff to cruising altitude, our repayment options stretch up to 10 years, giving your business room to grow.
Funding at Light Speed2
Need funds fast? We’ll deliver in record time—because the universe waits for no entrepreneur.
Myrtle Beach Business Loan Options
We’re here to help your business soar. StartCap offers funding and services to fuel your success. Explore our offerings and let’s make it happen!
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Myrtle Beach or nationwide.
Here's a truck load of stuff to get kicked off
Find Start-Up Business Loans
Near Myrtle Beach, SC
StartCap supports businesses in Myrtle Beach and across Horry County with tailored funding and resources. See the nearby cities we serve and let’s launch together! From Socastee to Marion and beyond, we've got you covered.
Start-Up Loan FAQ's
Entrepreneurs in Myrtle Beach, SC understand the intricate journey of securing start-up business loans, especially within a tourism-driven coastal economy dominated by hospitality and beach-related industries. Traditional local lenders often present significant barriers for new business owners, requiring extensive documentation, impressive credit scores, and substantial collateral that many start-ups cannot easily provide.
Here are a few local suggestions:- South State Bank at Oak Street & 21st Avenue North
- Horry County State Credit Union at Highway 501 & Port Highway
- First Citizens Bank at Kings Highway & Jetport Road
- Pinnacle Bank at Highway 17 & Robert Edge Parkway
- BB&T/Truist at Highway 544 & Ashley Cooper Lane
StartCap recognizes the complex funding landscape for emerging businesses along the Grand Strand. While local financial institutions might seem challenging, alternative funding strategies like SBA microloans, community development grants, and targeted entrepreneur programs can provide critical support for transforming innovative ideas into sustainable business ventures.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & minimum requirements.Interest rates for start-up business loans in Myrtle Beach, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Myrtle Beach, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster. Alternatively, many business & personal credit cards have introductory rates starting at 0% for up to 2 years.
No, not always—it depends on the type of loan you're applying for. Some funding options require business registration, while others focus on personal credit, income, or assets instead. If your business isn’t registered yet, don’t worry! We can either guide you through the registration process or explore funding alternatives that don’t require it.
Yes, Myrtle Beach, SC offers several local start-up grant opportunities for emerging entrepreneurs. Small business founders can explore programs through the Myrtle Beach Chamber of Commerce, which provides targeted financial support and networking resources for local innovators seeking initial funding.
Additional grant prospects include economic development initiatives from Horry County, SC, which occasionally distribute micro-grants to qualifying small businesses. Local entrepreneurs might also investigate South Carolina Small Business Development Center resources, which offer competitive seed funding and strategic guidance for nascent commercial ventures in the coastal region.
