Great Rates, Less Requirements & Smaller Down Payments
StartCap brings accessible SBA loans to Paris, TN, offering small businesses the tools needed to grow. Our flexible terms and tailored support make funding your vision easy. Take your business to new heights today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Paris SBA Loans
StartCap helps businesses in Henry County thrive by offering a range of financial solutions designed to meet their needs. Whether you're looking to expand, improve cash flow, or take on new projects, we’ve got you covered.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Paris or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Paris, TN
For entrepreneurs in Paris and beyond, financial solutions designed to facilitate growth are available. Tailored support helps you meet your goals and succeed in today’s competitive marketplace. From McKenzie to Jackson and beyond, we're your credit line specialists.
SBA Loan FAQ's
Paris, TN sits quietly in Henry County, where business aspirations intertwine with southern charm and economic growth. Local founders seeking financial support for their dreams often explore Small Business Administration (SBA) loan opportunities across this Tennessee community.
Here are a few local suggestions:- First Community Bank at Church Street & Market Street
- Henry County Bank at Main Street & Volunteer Drive
- Regions Bank at Paris Plaza Shopping Center
- First National Bank at East Wood Street
- Community National Bank at Northwest Boulevard
SBA loans provide critical resources for new business owners, covering expenses like equipment purchases, working capital, and commercial real estate acquisitions. While local financial institutions offer targeted support, exploring multiple lending options helps founders identify the most suitable financing strategy for their specific business needs.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Paris, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Paris, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Paris, TN, SBA loans support diverse business sectors across Henry County. Small restaurants, retail stores, service providers like plumbing contractors, and local manufacturing enterprises frequently qualify for funding through the Small Business Administration's comprehensive programs.
Professional service businesses, agricultural suppliers, trucking companies, and technology-driven start-ups in northwest Tennessee typically meet SBA lending criteria. Local founders with strong business plans and credit histories can access capital through 7(a) loans, microloans, and equipment financing options.