SBA Loans in Cayce, SC
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
StartCap’s SBA loans in Cayce, SC make funding easy for small businesses. Our competitive rates and tailored support simplify your journey to success. Achieve your goals with a trusted partner by your side.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Cayce SBA Loans
StartCap offers businesses in Lexington County customized financial solutions to help them achieve their growth goals. Whether you need support for expansion, innovation, or managing cash flow, we provide the resources to make it happen.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Cayce or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Cayce, SC
In Cayce and nearby cities, entrepreneurs are supported with flexible financial solutions that can help their businesses succeed. Our tailored options are designed to help you reach your goals. From West Columbia to Lugoff and beyond, we're your credit line specialists.
SBA Loan FAQ's
Cayce, SC sits along the Congaree River, offering a strategic location for business growth with diverse economic opportunities. Local new business owners seeking SBA loan support find multiple financing resources in this Lexington County community.
Here are a few local suggestions:- First Citizens Bank at 1321 State Street & Highway 1
- Palmetto Citizens Federal Credit Union at Rosewood Drive & Pine Lane
- Bank of America at Knox Abbott Drive & State Street
- Wells Fargo Bank at 12 Riverfront Drive
- SC Federal Credit Union at Fort Jackson Boulevard
SBA loans in Cayce range from working capital programs to equipment financing and commercial real estate investments. Local founders benefit from tailored loan options designed to support small business expansion and operational needs across various industries.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Cayce, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Cayce, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small businesses in Cayce, SC seeking SBA loans encompass diverse sectors, including local service providers like plumbing contractors, HVAC specialists, and electrical repair companies operating within Lexington County's dynamic commercial environment.
Retail establishments, restaurants, professional services firms, and technology startups founded near the Congaree River frequently qualify for Small Business Administration financing. Qualifying businesses must meet specific criteria, including size standards and operational requirements set by federal guidelines.
