Union Small Business Administration

SBA Loans in Union, KY

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

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No Impact on Credit!
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Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
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A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

SBA loans in Union, KY are a reliable way to fund your small business goals. StartCap offers competitive rates and streamlined support, helping you achieve success without unnecessary delays. Secure the funding you need to take off.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

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Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

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Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're Kentucky's Small Business Launchpad

We're More Than Union SBA Loans

StartCap provides businesses in Boone County with flexible financial solutions to meet their needs. Whether you're expanding or optimizing, we offer the resources and support to help you achieve your business goals.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Union or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Boone County

Find SBA Loans Near Union, KY

For entrepreneurs in Union and nearby cities, there are financial resources designed to help them grow. Our flexible solutions can meet your needs and help you achieve your goals more effectively. From Florence to Taylor Mill and beyond, we're your credit line specialists.

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SBA Loan FAQ's

  Are there any local lenders in Union that can help with SBA loans?

Union, KY sits amid rolling bluegrass terrain, attracting business innovators seeking strategic financial support. Small business founders in Boone County frequently explore SBA loan opportunities to fuel local economic growth and expansion strategies.

Here are a few local suggestions:
  • Fifth Third Bank at Main Street & Burlington Pike
  • PNC Bank at Tanner's Gate & US Highway 42
  • U.S. Bank at Union Centre Boulevard
  • First Financial Bank at Meidinger Drive & US 42
  • Citizens Bank at Highway 42 West

SBA loans in Kentucky offer diverse financing models for new business owners, including 7(a) loans for working capital, equipment purchases, and real estate acquisitions. Local lenders understand regional economic dynamics and can provide tailored guidance for startup and expansion funding needs.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Union, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Union, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

SBA loans in Union, Kentucky support diverse business types across Boone County's economic landscape. Local restaurants, retail shops, professional services, and construction companies often qualify for financial assistance through Small Business Administration programs.

Service-based businesses like plumbing contractors, HVAC technicians, electricians, and lawn care providers frequently seek SBA funding in the Northern Kentucky region. Manufacturing firms, tech startups, and professional consulting agencies also explore these critical lending opportunities.

Elevate Yourself

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