SBA Loans in Sarasota, FL
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
StartCap’s SBA loans in Sarasota, FL are tailored for small business success. With flexible terms and competitive rates, we provide the tools you need to grow. Build your business with trusted financial solutions.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Sarasota SBA Loans
Businesses in Sarasota County can count on StartCap for flexible financial solutions. We offer a range of options designed to meet your unique needs and help you grow, scale, and succeed in today’s business environment.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Sarasota or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Sarasota, FL
In Sarasota and surrounding areas, entrepreneurs are empowered to grow and succeed with customized financial solutions. Our flexible resources are designed to support your goals and drive success. From Fruitville to Venice Gardens and beyond, we're your credit line specialists.
SBA Loan FAQ's
Sarasota's dynamic business ecosystem thrives with opportunities for local founders seeking financial support through Small Business Administration (SBA) loans. The coastal FL region provides multiple financing channels for small enterprises looking to expand, purchase equipment, or secure working capital across diverse industries.
Here are a few local suggestions:- Regions Bank at Main Street & Fruitville Road
- Fifth Third Bank at Palm Avenue & First Street
- Bank of America at University Parkway & Honore Avenue
- SunTrust Bank at Bee Ridge Road & Tamiami Trail
- Wells Fargo at Clark Road & Beneva Road
- Sarasota County Teachers Credit Union at Cattlemen Road & Proctor Road
New business owners in Sarasota County can leverage various SBA loan programs, including 7(a), 504, and microloans designed to support startup expenses, real estate purchases, and equipment acquisitions. Local financial institutions understand the intricate requirements and offer personalized guidance through the application process.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Sarasota, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Sarasota, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Sarasota County, FL, small business owners across diverse sectors qualify for SBA loans. Local establishments including restaurants, retail shops, professional services, construction companies, and technology startups often meet lending criteria for financial support through Small Business Administration programs.
Service-based businesses like plumbing contractors, HVAC technicians, landscaping companies, and electrical service providers in the Sarasota metropolitan area frequently secure loan opportunities. Founders seeking capital near Siesta Key or Downtown Sarasota can explore various lending options tailored to regional economic development strategies.
