
Great Rates, Less Requirements & Smaller Down Payments
Small businesses in Clearfield, UT can access competitive SBA loans through StartCap. Our streamlined process and expert guidance ensure funding is simple and effective. Let us fuel your business growth journey.

Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Clearfield SBA Loans
StartCap offers dynamic financial support for businesses in Davis County, helping them scale and grow. With a focus on your unique goals, we provide the resources necessary to drive success in today’s competitive landscape.

From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Clearfield or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Clearfield, UT
For entrepreneurs in Clearfield and nearby cities, financial resources are available to help you succeed. Custom solutions are available to scale your business and achieve success. From Sunset to Hooper and beyond, we're your credit line specialists.

SBA Loan FAQ's
Clearfield, UT sits within Davis County's dynamic business ecosystem, where local founders seek strategic financial support through Small Business Administration (SBA) loans. The city's industrial parks and proximity to Hill Air Force Base create unique opportunities for business growth and economic development.
Here are a few local suggestions:- Bank of Utah at 100 East Main Street & Center Street
- Davis County Credit Union at 250 South Main Street & 200 West
- First Utah Bank at 125 North State Street & 500 East
- Weber State Credit Union at 1st Street & Main Avenue
- Mountain America Credit Union at State Street & Center Street
- Cyprus Credit Union at 200 West & 500 South
SBA loans in Clearfield range from equipment financing to working capital, supporting new business owners across various industries. Local lenders understand regional economic nuances and can provide tailored solutions for startup and expansion needs, with loan options like 7(a), 504, and microloans available to match specific business requirements.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Clearfield, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Clearfield, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small business owners in Clearfield, Utah, can access SBA loans for various enterprises. Local service providers like HVAC technicians, plumbing contractors, and electrical repair businesses frequently qualify for these financial support programs through the Small Business Administration.
Retail establishments, professional service firms, construction companies, and agricultural-related businesses near Davis County may also be eligible. Founders operating restaurants, manufacturing workshops, and technology startups in the Clearfield commercial district often successfully secure SBA loan funding for growth and operational expenses.