Everett Small Business Administration

SBA Loans in Everett, WA

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

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No Impact on Credit!
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Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
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A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

At StartCap, SBA loans in Everett, WA are tailored to support small business growth. With competitive rates and expert guidance, we make funding your dreams simple. Launch your business journey today.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

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Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

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Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're Washington's Small Business Launchpad

We're More Than Everett SBA Loans

At StartCap, we provide businesses in Snohomish County with the financial tools necessary to grow and succeed. Our tailored solutions are designed to help you overcome challenges and achieve your long-term goals with ease.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Everett or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Snohomish County

Find SBA Loans Near Everett, WA

In Everett and its neighboring cities, entrepreneurs have the opportunity to access a wide range of financial resources that can make all the difference in reaching their business goals. From Marysville to Brier and beyond, we're your credit line specialists.

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SBA Loan FAQ's

  Are there any local lenders in Everett that can help with SBA loans?

Everett, WA, with its aerospace manufacturing roots and waterfront innovation, offers local business owners multiple avenues for securing SBA loan funding. The city's economic landscape provides founders strategic opportunities to explore financial resources tailored for small business growth and expansion.

Here are a few local suggestions:
  • Bank of America at Broadway & Wetmore Ave
  • Wells Fargo at Evergreen Way & Casino Road
  • US Bank at Pacific Ave & Hewitt
  • Coastal Community Bank at Colby Ave & California Street
  • Columbia Bank at Broadway & Wall Street
  • Washington Federal at Everett Mall Way

Small business owners seeking SBA loans should investigate multiple lending options, including traditional banks, credit unions, and specialized financial institutions. StartCap provides comprehensive loan guidance for local start-ups requiring equipment financing, working capital, or commercial real estate investments in Snohomish County.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Everett, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Everett, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

Small businesses in Snohomish County's Everett region qualify for SBA loans across multiple sectors. Manufacturing, technology startups, professional services, and local retail establishments near Boeing's facility often receive favorable loan considerations from lending institutions.

Service-based enterprises like construction contractors, plumbing companies, HVAC specialists, and electrical services frequently access Small Business Administration financing. Local business owners near Everett's downtown corridor can explore loan programs tailored to Washington State's economic development requirements.

Elevate Yourself

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