Great Rates, Less Requirements & Smaller Down Payments
StartCap simplifies SBA loans in Redmond, WA for small business owners. We offer flexible options and expert support to help your business grow. Trust us to provide the funding you need to succeed.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Redmond SBA Loans
StartCap offers a range of financial solutions to businesses in King County, helping them achieve their goals with flexible, customized options. Whether you’re expanding or optimizing, we provide the resources to support your success.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Redmond or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Redmond, WA
In Redmond and surrounding areas, entrepreneurs can access flexible financial solutions tailored to help them grow. Whether scaling or optimizing, financial support is available to meet your goals. From Sammamish to Lake Forest Park and beyond, we're your credit line specialists.
SBA Loan FAQ's
Redmond, WA harbors a dynamic tech-driven ecosystem where small business financing demands strategic approaches. Local founders seeking Small Business Administration (SBA) loans encounter multiple pathways through regional financial institutions positioned near Microsoft's headquarters and the burgeoning innovation corridors of East King County.
Here are a few local suggestions:- Bank of America at Redmond Town Center
- Wells Fargo at Redmond Way & 166th Ave NE
- US Bank at Woodinville-Redmond Road
- HomeStreet Bank at Redmond Ridge
- First Tech Federal Credit Union at Overlake
- Washington State Employees Credit Union at Redmond Ridge East
SBA loan programs like 7(a), 504, and microloans provide critical capital for equipment purchases, real estate acquisitions, working capital, and startup expenses. Local lenders understand the nuanced requirements of Washington's entrepreneurial landscape, offering tailored solutions for new business owners seeking financial support.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Redmond, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Redmond, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small businesses in Redmond, WA near Microsoft's headquarters often qualify for SBA loans across diverse sectors. Local technology startups, professional service providers, and manufacturing firms in King County frequently meet eligibility requirements for Small Business Administration financial support.
Service-based companies like electrical contractors, HVAC specialists, plumbing businesses, and landscaping enterprises commonly secure SBA loan funding. Retail establishments, restaurants, and professional consulting firms in the Greater Seattle metropolitan area can also apply for these critical financial resources.