Great Falls Small Business Administration

SBA Loans in Great Falls, MT

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

Get Pre-Approved  
No Impact on Credit!
Avatar photo
Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
SBA Loan Image
A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

SBA loans in Great Falls, MT are a vital resource for growing businesses. StartCap provides expert guidance and flexible options to meet your financial needs. Start building a stronger future for your business today.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
Low Rates Icon

Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

25 Year Icon

Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

Equipment Icon

Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're Montana's Small Business Launchpad

We're More Than Great Falls SBA Loans

StartCap’s financing solutions are designed to help businesses in Cascade County grow and succeed. We offer personalized funding options that allow you to scale, innovate, and manage cash flow, all with the support you need.

Launchpad Image

From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

Marketing Image
Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Great Falls or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Cascade County

Find SBA Loans Near Great Falls, MT

In Great Falls and surrounding regions, entrepreneurs can access the financial support necessary to scale operations. Custom solutions are available to help your venture reach its full potential. From Helena to Kalispell and beyond, we're your credit line specialists.

Map Image

SBA Loan FAQ's

  Are there any local lenders in Great Falls that can help with SBA loans?

Great Falls, MT harbors a dynamic small business ecosystem along the Missouri River, where founders seek strategic financial support through SBA loan programs. Local business owners discover multiple lending avenues designed to propel regional economic growth and support emerging enterprises.

Small business financing requires careful research and understanding of available resources tailored to specific operational needs. Exploring SBA loan options provides critical capital for expansion, equipment acquisition, working capital, and real estate purchases across Montana's diverse business landscape.

Here are a few local suggestions:
  • First Interstate Bank at Central Avenue & 4th Street North
  • Great Falls Credit Union at Rainbow Dam Road & Fox Farm Road
  • D.A. Davidson at 1st Avenue North & Central Avenue
  • U.S. Bank at 10th Avenue South & 1st Street South
  • Wells Fargo Bank at 10th Avenue North & Central Avenue
  • Mountain West Bank at 7th Street South & 14th Avenue South
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Great Falls, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Great Falls, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

Small businesses across Great Falls, Montana frequently access SBA loan programs through local financial institutions. Qualifying enterprises include service-based companies like plumbing contractors, HVAC specialists, electrical repair services, and professional consulting firms operating within Cascade County's economic ecosystem.

Retail establishments, restaurants, construction companies, and technology startups can leverage SBA financing options. Criterions typically involve business size, operational history, credit standing, and demonstrating potential for sustainable growth within Montana's dynamic commercial marketplace.

Elevate Yourself

Get Pre-Approved