Owasso Small Business Administration

SBA Loans in Owasso, OK

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

Get Pre-Approved  
No Impact on Credit!
Avatar photo
Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
SBA Loan Image
A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

SBA loans in Owasso, OK from StartCap offer flexible options for small businesses. Our easy application process and competitive rates help you secure the funding you need. Build your business with confidence today.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
Low Rates Icon

Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

25 Year Icon

Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

Equipment Icon

Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're Oklahoma's Small Business Launchpad

We're More Than Owasso SBA Loans

StartCap delivers flexible and tailored financial solutions to businesses in Tulsa County. Our team works closely with you to understand your unique needs and provide funding options that help you grow and succeed.

Launchpad Image

From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

Marketing Image
Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Owasso or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Tulsa County

Find SBA Loans Near Owasso, OK

Entrepreneurs in Owasso and surrounding areas can rely on financial solutions that help them grow. Our tailored support is designed to meet your needs and help you reach your full potential. From Collinsville to Glenpool and beyond, we're your credit line specialists.

Map Image

SBA Loan FAQ's

  Are there any local lenders in Owasso that can help with SBA loans?

Owasso, OK, situated in the rolling hills of northeastern Oklahoma, offers a supportive environment for local business owners seeking financial resources. Small business founders exploring SBA loan opportunities will find a range of potential lending solutions tailored to their growth strategies in this dynamic Rogers County community.

Here are a few local suggestions:
  • First Oklahoma Bank at 86th St North & Memorial Dr
  • Bank of Oklahoma at 96th St North & Highway 169
  • OneUnited Credit Union at 86th St North & Garnett Rd
  • Arvest Bank at 106th St North & Highway 169
  • Citizens Bank of Owasso at Main St & Broadway St
  • Legacy Bank at 86th St North & Elm Pl

SBA loan programs like 7(a), 504, and microloans provide critical funding for equipment purchases, real estate acquisitions, working capital, and startup expenses. Local business owners can explore these flexible financing options through community banks and credit unions with deep roots in the Owasso business ecosystem.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Owasso, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Owasso, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

Small business owners in Owasso, OK can access various SBA loan programs targeting local enterprises. Manufacturing, retail, service industries, and professional services like HVAC contractors, plumbing businesses, and landscaping companies frequently qualify for Small Business Administration financial support.

Rogers County businesses seeking funding might explore 7(a) loans, microloans, and equipment financing options. Local start-ups in technology, construction, healthcare services, and hospitality sectors often meet SBA lending requirements through detailed application processes.

Elevate Yourself

Get Pre-Approved