Great Rates, Less Requirements & Smaller Down Payments
StartCap’s SBA loans in Tulsa, OK make funding easy for small businesses. Our competitive rates and tailored support simplify your journey to success. Achieve your goals with a trusted partner by your side.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Tulsa SBA Loans
StartCap’s financial solutions are designed to help businesses in Tulsa County overcome obstacles and thrive. With our personalized approach, we provide the capital and support that businesses need to grow, innovate, and succeed.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Tulsa or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Tulsa, OK
In Tulsa and neighboring areas, entrepreneurs are empowered with the financial resources they need to grow and succeed. Custom solutions are available to help meet your unique business goals. From Sand Springs to Collinsville and beyond, we're your credit line specialists.
SBA Loan FAQ's
Tucked along the Arkansas River, Tulsa, OK harbors a dynamic business ecosystem where local founders seek strategic financial resources for growth. Small business owners exploring SBA loan opportunities find multiple avenues through regional financial institutions dedicated to supporting economic development across Green Country.
Here are a few local suggestions:- Bank of Oklahoma at Denver Avenue & Boston Avenue
- First Oklahoma Bank at 71st Street & South Yale Avenue
- Arvest Bank at Memorial Drive & 31st Street
- MidFirst Bank at Brookside Boulevard & Harvard Avenue
- Bank of America at 41st Street & South Sheridan Road
- Tulsa Teachers Credit Union at East 11th Street & South Garnett Road
Local start-ups interested in SBA 7(a), 504, and microloan programs can leverage these resources for equipment purchases, working capital, real estate acquisition, and business expansion. Oklahoma's lending environment offers competitive rates and personalized guidance for entrepreneurs seeking financial momentum in Tulsa's dynamic commercial landscape.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Tulsa, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Tulsa, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Tulsa, OK, small businesses across diverse sectors like manufacturing, professional services, and retail often qualify for SBA loans. Local founders in Creek County seeking financial support can explore options through the Oklahoma Small Business Administration office near downtown.
Service-based industries including plumbing contractors, HVAC technicians, and landscaping businesses near the Arkansas River frequently meet SBA lending requirements. Startup owners with strong business plans and solid credit histories stand excellent chances of securing funding through 7(a) and 504 loan programs.